170 Diana Street
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170 Diana Street

A

Encinitas, CA 92024

$399,900

Soft Appraisal Value: $382,100 · 4.7% above estimate

Beds

1

Baths

1

Sqft

511

Year Built

1978

Days on Market

15

Property Type

Mfd/Mobile Home

HOA/mo

N/A

MLS ID

NDP2605721

This property is in Encinitas (92024). View neighborhood stats →

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About This Property

Space #29 Move in Ready Beach Cottage just 437 Steps from Beacons Beach!! Experience the best of beachside Encinitas living at this designer-inspired 1BR/1BA coastal cottage, ideally positioned on a premium end-of-street lot just 437 steps from Beacon’s Beach. This beautifully updated 511 sq ft retreat offers effortless indoor–outdoor living with two expansive decks—a spacious ground-level deck for relaxed entertaining and a rooftop view deck capturing ocean breezes and vibrant sunset skies. Located west of I-5, west of the train tracks, and west of Coast Hwy 101, this home embodies the true walk-to-the-sand lifestyle. Inside, every detail has been thoughtfully refreshed, including all new appliances, creating a clean, modern, and move-in-ready beach sanctuary. With no property taxes, no HOA fees, and just $2,500/month space rent, this residence presents an exceptional value in one of North County’s most sought-after coastal enclaves. Adding to its unique appeal, the home is currently owned by Hall of Fame skateboarder, world-champion snowboarder, and LaMar Snowboards founder, Bert LaMar—a rare opportunity to own a piece of Southern California coastal and action-sports history. Perfect as a full-time residence or beach retreat, this property offers the essence of luxury coastal simplicity—steps to the sand, minutes to local cafés, and surrounded by the authentic charm of Leucadia.

Mortgage Calculator

Est. Monthly Payment

$2,539

Principal & Interest$2,022
Property Tax$400
Insurance$117
%($79,980)
%

Location

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Investment Score

69A
Est. Monthly Rent
$2,222
Monthly Cashflow

Rent − PITIA

$-317
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,161

Mortgage (P+I)
$2,022
Cap Rate
2.58%
Cash-on-Cash
-17.42%
DSCR

Need ≥ 1.25 for DSCR loan

0.88
Break-even Rent
$3,730

NOI (Annual)
$10,329
Price-to-Rent

Lower = better for investors

15.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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