170 Diana Street
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170 Diana Street #12

B

Encinitas, CA 92024

$599,000
NEW — 2d

Soft Appraisal Value: $578,000 · 3.6% above estimate

Beds

2

Baths

2

Sqft

645

Year Built

2018

Days on Market

2

Property Type

Mfd/Mobile Home

HOA/mo

N/A

MLS ID

NDP2603182

This property is in Encinitas (92024). View neighborhood stats →

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About This Property

This tiny but absolutely terrific home feels like new and offers the ultimate coastal lifestyle! Ideally located in the highly sought-after Leucadia neighborhood, just steps from Beacons Beach, this charming and lightly lived-in residence features 2 bedrooms plus an office and 2 full baths—perfectly blending comfort and versatility. Step inside to a bright, open-concept living space with soaring 12-foot ceilings that create an airy, inviting atmosphere. The beautifully designed kitchen flows seamlessly into the living area and includes a stylish eat-in bar—ideal for casual dining or entertaining. Enjoy the unbeatable walkability to local favorites including world-class restaurants, cozy coffee shops, charming French bistros, and iconic surf spots. Spend your days soaking up the sun and your evenings catching breathtaking sunsets—this is everyday vacation living at its finest. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this home checks all the boxes. Added perks include no property taxes or HOA fees, with rentals allowed for maximum flexibility. Land lease is $2,240 per month.

Mortgage Calculator

Est. Monthly Payment

$3,803

Principal & Interest$3,029
Property Tax$599
Insurance$175
%($119,800)
%

Location

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Investment Score

48B
Est. Monthly Rent
$2,784
Monthly Cashflow

Rent − PITIA

$-1,019
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,158

Mortgage (P+I)
$3,029
Cap Rate
1.74%
Cash-on-Cash
-21.62%
DSCR

Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$5,587

NOI (Annual)
$10,446
Price-to-Rent

Lower = better for investors

17.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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