16719 Diego
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16719 Diego

C

Rancho Bernardo, CA 92128

$925,000
NEW — 7d

Soft Appraisal Value: $902,300 · 2.5% above estimate

Beds

2

Baths

2

Sqft

1,402

Year Built

1964

Days on Market

7

Property Type

Single Family

HOA/mo

$504

MLS ID

260015068SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Welcome to this beautifully updated home in the highly sought-after Seven Oaks 55+ Community of Rancho Bernardo. Thoughtfully improved and meticulously maintained, this residence offers approximately 1,402 square feet of comfortable living space, plus an additional glass-enclosed patio that creates a unique indoor-outdoor retreat. Step inside to discover upgraded wood laminate flooring, fresh interior paint, and newer carpet, complemented by a stunning remodeled kitchen featuring modern cabinetry, quartz countertops, stainless steel appliances, and generous workspace. Multiple living areas provide flexibility for entertaining, relaxing, working from home, or pursuing your favorite hobbies. The spacious primary suite and guest bedroom offer comfort and privacy, while both bathrooms have been tastefully upgraded with quality finishes and fixtures. The glass-enclosed patio with fireplace provides a tranquil setting to enjoy morning coffee, afternoon reading, or evening gatherings while overlooking the private backyard and lush landscaped hillside. Buyers will appreciate the seller's proactive preparation, including a completed home inspection and Section 1 termite clearance. This is not a flip property, but rather a well-cared-for home with numerous improvements already completed. Residents of Seven Oaks enjoy access to a vibrant community center featuring a swimming pool, fitness activities, social clubs, woodworking, gardening, card games, educational programs, and numerous community events. Conveniently located near shopping, dining, medical facilities, golf, and easy acces

Mortgage Calculator

Est. Monthly Payment

$6,376

Principal & Interest$4,677
Property Tax$925
Insurance$270
HOA$504
%($185,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$3,081
Monthly Cashflow

Rent − PITIA

$-3,295
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,775

Mortgage (P+I)
$4,677
Cap Rate
-0.13%
Cash-on-Cash
-30.97%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$9,282

NOI (Annual)
$-1,170
Price-to-Rent

Lower = better for investors

25.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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