16719 Diego Drive
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16719 Diego Drive

Ctop 80%

Rancho Bernardo, CA 92128Neighborhood: Rancho Bernardo

$835,000
NEW — 0d
STR: check · no permits on this tract · TOT 11.75%

2 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 11, 2026.

None of the 183 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$4,059/mo full cashflow at 20% down, 7.43% rate.

Works at $306,579 (63% under asking), or at 91% down.

Rent $3,712/mo from 12 leases of 1–3 bed houses within 1 mi ($3,513–$4,137).

Beds

2

Baths

2

Sqft

1,402

Year Built

1964

Days on Market

0

Property Type

Single Family

HOA/mo

$504

MLS ID

260026759SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Now offered at an attractive value range of $799,000–$835,000. A Fresh Opportunity at an Exciting New Price! Opportunity doesn't knock often, and this is one worth exploring! Welcome back to 16719 Diego Drive. This inviting home offers comfortable living spaces, a functional floor plan, and the opportunity to make it your own. Whether you're looking for your next home or a property with potential, this is an opportunity worth a closer look. Conveniently located in an established neighborhood with access to shopping, dining, parks, and everyday amenities, this property combines location, lifestyle, and value. A new price brings new possibilities! Don't miss your chance to discover what 16719 Diego Drive has to offer. Schedule your private showing today!

Mortgage Calculator

Est. Monthly Payment

$6,221

Principal & Interest$4,639
Property Tax$835
Insurance$244
HOA$504
%($167,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Highland Ranch Elementary · grades K-5 · Poway Unified

  • Middle

    Bernardo Heights Middle · grades 6-8 · Poway Unified

  • High

    Rancho Bernardo High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

20C
Est. Monthly Rent
$3,712

12 leases of 1–3 bed houses within 1 mi · $3,513–$4,137

Blended 50/50 with the zip's market median ($3,483)

Monthly Cashflow

Rent − PITIA

-$2,510
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,059

What would make this work?

$4,059/mo short at 20% down; 91% down or +$5,272/mo rent closes it.

Break-even price

63% under asking

$306,579
Break-even rent

$5,272/mo above the estimate

$8,984/mo
Cashflow at 35% down
−$3,190/mo
Down payment to break even

$759,850 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,639
Cap Rate
1.10%
Cash-on-Cash
-29.17%
DSCR

Need ≥ 1.25 for DSCR loan

0.60

NOI (Annual)
$9,180
Price-to-Rent

Lower = better for investors

18.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,059/mo