16657 Roca Dr
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16657 Roca Dr

D

Rancho Bernardo, CA 92128

$735,000

Soft Appraisal Value: $718,800 · 2.3% above estimate

Beds

2

Baths

2

Sqft

1,358

Year Built

1970

Days on Market

9

Property Type

Condo

HOA/mo

$680

MLS ID

260011447SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

It doesn’t get better than this!!—Exceptional 55+ living in Seven Oaks at its finest. Stunning inside and out, this is a true must-see where luxury, comfort, and location come together. This extraordinary 1358 sq ft home offers the best of everything with 2 bedrooms and 2 baths. The perfectly appointed great room includes a custom decorative beam and dining area that features a hand-cut stacked stone fireplace that overlook a private green space elevated above neighboring properties, creating a peaceful sense of privacy and outdoor beauty. The modern kitchen is equipped with perfectly appointed cabinets, appliances, granite countertops, an electric range and LVP flooring for both style and function. Upgrades include oversized crown molding, baseboards, and custom window treatments throughout. The spacious primary suite offers a large walk-in shower, gorgeous marble counter top with a relaxing retreat feel. Indoor laundry include washer, dryer, and built-in cabinetry adds to everyday convenience, while abundant storage can be found throughout the home as well as a separate outdoor unit. Rarely does a home this special become available. Picture-perfect living in a prime location—this one truly stands apart. The Seven Oaks community offers a HOA that includes cable/internet and an abundance of activities where you can meet new friends, learn, laugh, and enjoy all the highlights of the neighborhood. Conveniently located near highway I15, shopping, medical services, and restaurants. No steps / completely private with lush greenery! The perfect quiet neighborhood that exudes an open peaceful neighborhood!

Mortgage Calculator

Est. Monthly Payment

$5,346

Principal & Interest$3,717
Property Tax$735
Insurance$214
HOA$680
%($147,000)
%

Location

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Investment Score

20D
Est. Monthly Rent
$3,260
Monthly Cashflow

Rent − PITIA

$-2,086
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,448

Mortgage (P+I)
$3,717
Cap Rate
0.44%
Cash-on-Cash
-28.15%
DSCR

Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$7,738

NOI (Annual)
$3,224
Price-to-Rent

Lower = better for investors

18.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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