16646 Orilla Dr

16646 Orilla Dr

D

Rancho Bernardo, CA 92128

$562,000

Soft Appraisal Value: $551,800 · 1.8% above estimate

Beds

2

Baths

2

Sqft

1,120

Year Built

1965

Days on Market

16

Property Type

Condo

HOA/mo

$675

MLS ID

260006029SD

View on MLS

Description

Welcome to 16646 Orilla Drive, nestled in the desirable Seven Oaks 55+ community of Rancho Bernardo. This charming single story home sits in a peaceful, picturesque setting that invites you to slow down and enjoy the beauty around you. Start your mornings with coffee on the front porch or unwind on your private patio with al fresco dining surrounded by lush, tranquil landscaping. Inside, the home offers 2 bedrooms, 2 bathrooms, and 1,120 sq ft of comfortable living space. Updates include brand new carpet, dual pane windows, a remodeled guest bath shower, recessed lighting in the kitchen, and luxury vinyl flooring in the living and dining areas. Both bedrooms and the dining area feature ceiling fans for added comfort, and the acoustic ceilings in the home have been removed for a more modern feel. The spacious storage area off the carport includes a full size washer and dryer. Residents of Seven Oaks enjoy access to a vibrant community center offering a pool, gym, pickleball courts, a library, and more—everything you need to stay active and connected.

Mortgage Calculator

Est. Monthly Payment

$4,243

Principal & Interest$2,842
Property Tax$562
Insurance$164
HOA$675
%($112,400)
%

Investment Score

3D
Est. Monthly Rent
$3,012
Monthly Cashflow

Rent − PITI − HOA

$-1,231
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,392

Mortgage (P+I)
$2,842
Cap Rate
0.96%
Cash-on-Cash
-25.54%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$6,118

NOI (Annual)
$5,399
Price-to-Rent

Lower = better for investors

15.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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