16620 San Salvador Ct
Ctop 80%Rancho Bernardo, CA 92128Neighborhood: Rancho Bernardo
2 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
None of the 64 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$4,110/mo full cashflow at 20% down, 7.36% rate.
Works at $360,280 (60% under asking), or at 87% down.
Rent $4,438/mo from 8 leases of 3-bed houses within 1 mi ($3,937–$4,657).
Beds
3
Baths
2
Sqft
1,726
Year Built
1968
Days on Market
0
Property Type
Single Family
HOA/mo
$664
MLS ID
260026928SD
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Welcome to easy living in the Seven Oaks 55+ community of Rancho Bernardo! Tucked away at the end of a quiet cul-de-sac, this inviting single-story home offers a wonderful blend of comfort, convenience, and the active Southern California lifestyle you've been looking for. A spacious covered patio overlooks the low-maintenance backyard, offering an ideal setting to relax, entertain, or simply enjoy San Diego's beautiful year-round weather. Mature citrus trees and attractive landscaping add to the outdoor charm. Step inside to discover a bright and spacious floor plan featuring a generously sized living room with a cozy fireplace, direct access to the backyard, and a seamless connection to the dining area--perfect for everyday living and entertaining alike. The kitchen offers ample storage, including built-in cabinetry in the breakfast nook, a peninsula with bar seating, pendant lighting, and plenty of workspace. Large windows and recessed lighting create a bright and welcoming atmosphere. Additional highlights include central air conditioning, upgraded kitchen lighting, all-new sewer lines installed in 2026, an attached two-car garage, and a spacious 6,600-square-foot lot. The home is conveniently located near shopping, dining, healthcare providers, financial services, the post office, and other everyday conveniences. Residents of Seven Oaks enjoy access to an impressive array of resort-style amenities, including a clubhouse, swimming pool, spa, library, hobby and craft rooms, sports courts, social clubs, classes, and a full calendar of activities designed to keep you active, engaged, and connected. Discover the comfort, convenience, and vibrant lifestyle that make Seven Oaks one of Rancho Bernardo's most desirable 55+ communities.
Mortgage Calculator
Est. Monthly Payment
$6,778
Location
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Zoned Schools
Elementary
Highland Ranch Elementary · grades K-5 · Poway Unified
Middle
Bernardo Heights Middle · grades 6-8 · Poway Unified
High
Rancho Bernardo High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,438
Comp Average
$4,318
18228 Via Guadalmina
3bd / 2ba · 1,630 sqft · Single Family
$1.10M
Est. $4,382/mo

15620 Via Calanova
3bd / 2ba · 1,708 sqft · Single Family
$1.04M
Est. $4,332/mo
12229 Eastbourne Road
3bd / 3ba · 1,707 sqft · Single Family
$1.20M
Est. $4,328/mo
12576 Lomica Drive
3bd / 2ba · 1,770 sqft · Single Family
$1.08M
Est. $4,423/mo
17633 Corte Potosi
3bd / 2ba · 1,565 sqft · Single Family
$1.05M
Est. $4,126/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3-bed houses within 1 mi · $3,937–$4,657
Blended 50/50 with the zip's market median ($4,302)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,110/mo short at 20% down; 87% down or +$5,337/mo rent closes it.
- Break-even price
- $360,280
- Break-even rent
- $9,775/mo
- Cashflow at 35% down
- −$3,181/mo
- Down payment to break even
- 87%
- Rate to break even
- Not reachable
60% under asking
$5,337/mo above the estimate
$781,260 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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