1645 Magnolia Cir.
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1645 Magnolia Cir.

C

Vista, CA 92081

$1,000,000
NEW — 7d

Soft Appraisal Value: $983,300 · 1.7% above estimate

Beds

3

Baths

2.5

Sqft

2,150

Year Built

2002

Days on Market

7

Property Type

Single Family

HOA/mo

$420

MLS ID

260015784SD

This property is in Vista (92081). View neighborhood stats →

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About This Property

Welcome to this beautifully updated, former model, 3BR+office/loft home in the highly sought-after gated community of Moncado Springs. Located at the end of a quiet cul-de-sac, this move-in ready home offers exceptional privacy with no homes directly behind and scenic hillside views. Recent upgrades include fresh interior paint, new luxury vinyl flooring upstairs and a remodeled kitchen completed in 2022. The open-concept floor plan connects the kitchen and family room, creating an inviting space for everyday living and entertaining. Natural light fills the home with lots of windows, complemented by custom blinds, recessed lighting, tile flooring downstairs, luxury vinyl upstairs, and custom built-ins throughout. The chef-inspired kitchen features ample cabinetry, generous counter space, and a large center island with breakfast bar seating. The adjacent family room offers a brick fireplace, built-in media niche, custom workstation, and new glass door leading to a private backyard with mature landscaping and hillside views. Upstairs, a versatile bonus room with built-in desk can serve as a home office, media room, playroom, or optional fourth bedroom. The spacious primary suite includes crown molding, custom built-ins, a walk-in closet, and an en-suite bath with stone countertops and updated flooring. Additional highlights include an upstairs laundry room, community pool, spa, clubhouse, playground, parks, and no Mello-Roos fees. Conveniently located near top Vista Unified schools. Welcome to this beautifully updated former model home in the highly sought-after gated community of Moncado Springs. Located at the end of a quiet cul-de-sac, this move-in ready home offers exceptional privacy with no homes directly behind and scenic hillside views. Recent upgrades include fresh interior paint, new luxury vinyl flooring upstairs, and a remodeled kitchen completed in 2022. The open-concept floor plan connects the kitchen and family room, creating an inviting space for everyday living and entertaining. Waterboy whole house water filtration system. Natural light fills the home through abundant windows, complemented by custom blinds, recessed lighting, tile flooring downstairs, luxury vinyl upstairs, and custom built-ins throughout. The chef-inspired kitchen features ample cabinetry, generous counter space, and a large center island with breakfast bar seating. The adjacent family room offers a brick fireplace, built-in media niche, custom workstation, and new glass door leading to a private backyard with mature landscaping and hillside views. Upstairs, a versatile bonus room with built-in desk can serve as a home office, media room, playroom, or optional fourth bedroom. The spacious primary suite includes crown molding, custom built-ins, a walk-in closet, and an en-suite bath with stone countertops and updated flooring. Additional highlights include an upstairs laundry room, community pool, spa, clubhouse, playground, parks, and no Mello-Roos fees. Conveniently located near top Vista Unified schools.

Mortgage Calculator

Est. Monthly Payment

$6,768

Principal & Interest$5,057
Property Tax$1,000
Insurance$292
HOA$420
%($200,000)
%

Location

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Investment Score

18D
Est. Monthly Rent
$4,418
Monthly Cashflow

Rent − PITIA

$-2,351
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,200

Mortgage (P+I)
$5,057
Cap Rate
1.03%
Cash-on-Cash
-25.20%
DSCR

Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$9,873

NOI (Annual)
$10,278
Price-to-Rent

Lower = better for investors

18.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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