16405 Bronco Ln

16405 Bronco Ln

D

Poway, CA 92064

$1,995,000
NEW — 5d on market

Beds

4

Baths

3.5

Sqft

3,200

Year Built

1977

Days on Market

5

Property Type

Single Family

HOA/mo

$96

MLS ID

260004357SD

Description

Nestled in a charming Spanish-style split-level home, featuring a downstairs granny-flat/game room with full bath and private entrance, owned solar system (40 panels), and pool/spa/private yard, this beautifully upgraded residence situated on a private lot, blends warmth, functionality, and timeless design. Featuring real acacia hardwood floors, solid core wood doors, crown molding throughout the living areas, hallways, and all bedrooms. Open-beamed ceiling in the main entryway, the craftsmanship and attention to detail are immediately evident throughout this home. The remodeled kitchen is designed for both everyday living and entertaining, complete with double Bosch ovens, a Thermidor stovetop, Bosch dishwasher, and KitchenAid refrigerator. Dual-paned windows and skylights in the kitchen. The home offers a spacious breakfast area, formal living room, and separate family room, providing versatile gathering spaces. An office and powder room are conveniently located on the main level. Upstairs, you’ll find three bedrooms, including a serene primary suite showcasing brilliant Westerly sunsets and vistas, complete with crown molding, plantation shutters, western-facing views, and a custom California Closet in the primary bathroom. The spa-inspired bath features dual vanities, a soaking tub, and a separate shower. Dual-zoned AC and heating provide year-round comfort. Downstairs includes an additional living area with it's own private entrance complete with its own full bathroom, ideal for extended family or guests. Outdoor amenities are equally impressive with potential RV parking, a tranquil waterfall feature poolside, mature fruit trees including apple, peach, plum, avocado, lemon, orange, and assorted citrus, plus a chicken coop/dog run. The property also offers direct access to the bridle trail and Silver Saddle access point from the backyard, perfect for equestrian or outdoor enthusiasts. This home truly combines Spanish charm, thoughtful upgrades, and flexible living in the highly desirable Silver Saddle/Green Valley neighborhood of Poway and close to top-rated schools.

Mortgage Calculator

Est. Monthly Payment

$12,761

Principal & Interest$10,088
Property Tax$1,995
Insurance$582
HOA$96
%($399,000)
%

Investment Score

0D
Est. Monthly Rent

Estimated Rent

$5,504
Monthly Cashflow

Rent − PITI − HOA

$-7,257
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,185

Mortgage (P+I)
$10,088
Cap Rate
-0.06%
Cash-on-Cash
-21.82%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$12,761

NOI (Annual)
$-1,169
Price-to-Rent

Lower = better for investors

30.2

* Defaults: 20% down, 6.5% rate, 30yr.

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