1640 Maple Drive #2
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1640 Maple Drive #2

Btop 30%

Chula Vista, CA 91911

$549,999
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,299/mo full cashflow at 20% down, 7.43% rate.

Works at $250,640 (54% under asking), or at 81% down.

Rent $3,396/mo from 1 lease in this building.

Beds

3

Baths

2

Sqft

1,800

Year Built

1974

Days on Market

134

Property Type

Condo

HOA/mo

$690

MLS ID

PTP2604920

This property is in Chula Vista (91911). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to this beautifully maintained 3 bedroom, 2 bathroom townhome in the heart of Chula Vista, offering the perfect blend of comfort, convenience, and flexibility. With an optional 4th bedroom, home office, or flex space, this home is designed to adapt to your lifestyle. Step inside to discover a bright and inviting floor plan featuring spacious living areas, abundant natural light, and a functional layout that’s perfect for both everyday living and entertaining. The attached 2 car garage provides ample storage and convenience, while the versatile bonus space offers endless possibilities for growing families, remote work, or overnight guests. Enjoy Southern California living on your private patio ideal for weekend BBQs, outdoor dining, or simply relaxing with family and friends. This low maintenance outdoor space is perfect for creating lasting memories year round. Conveniently located just minutes from popular shopping, dining, parks, and entertainment, you’ll also appreciate the quick access to major freeways, making commuting throughout San Diego County a breeze. Everything you need is just around the corner. Whether you’re a first time homebuyer, growing family, or savvy investor, this Chula Vista gem checks all the boxes. Don’t miss your opportunity to own a move in ready home in one of the area’s most desirable and convenient locations, schedule your private tour today!

Mortgage Calculator

Est. Monthly Payment

$4,456

Principal & Interest$3,055
Property Tax$550
Insurance$160
HOA$690
%($110,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Rohr (Fred H.) Elementary · grades PK-6 · Chula Vista Elementary

  • Middle

    Castle Park Middle · grades 7-8 · Sweetwater Union High

  • High

    Castle Park Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

47B
Est. Monthly Rent
$3,396

1 lease in this building

Blended 50/50 with a property-level estimate

Thin data: only 1 lease behind this number.

Monthly Cashflow

Rent − PITIA

-$1,059
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,299

What would make this work?

$2,299/mo short at 20% down; 81% down or +$2,986/mo rent closes it.

Break-even price

54% under asking

$250,640
Break-even rent

$2,986/mo above the estimate

$6,382/mo
Cashflow at 35% down
−$1,726/mo
Down payment to break even

$445,499 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,055
Cap Rate
2.02%
Cash-on-Cash
-25.08%
DSCR

Need ≥ 1.25 for DSCR loan

0.76

NOI (Annual)
$11,117
Price-to-Rent

Lower = better for investors

13.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,299/mo