16220 Palomino Mesa Ct

16220 Palomino Mesa Ct

D

4S Ranch, CA 92127

$2,079,000

Soft Appraisal Value: $2,038,300 · 2.0% above estimate

Beds

4

Baths

4

Sqft

2,492

Year Built

2003

Days on Market

59

Property Type

Single Family

HOA/mo

$110

MLS ID

260002264SD

Description

"Welcome to this beautifully upgraded east facing home located on a quiet cul-de-sac in the highly desirable 4S Ranch / Del Sur area of San Diego, within the award winning Poway Unified School District. Designed for both comfort and functionality, this spacious home offers an open concept layout, high ceilings, and a perfect blend of modern updates, flexible living spaces, and an entertainer’s backyard. Located close to top rated schools, parks, shopping, and dining, this home offers incredible value, lifestyle, and versatility in one of San Diego’s most sought-after communities. The light filled remodeled kitchen features quartz countertops and a large island with seating, ideal for everyday living and entertaining. Additional upgrades include new flooring upstairs, a fully remodeled bathroom, new blinds throughout the main floor, and a tankless water heater. Home has Solar. A downstairs bedroom currently used as a home office with a full bathroom on the main level offers excellent flexibility for guests or work from home needs. Upstairs includes four bedrooms and a convenient laundry room. An additional bathroom was added by the owner without permits. Buyer to verify all information including square footage, and property details. The backyard is a true highlight perfect for entertaining and relaxation featuring a built-in BBQ, outdoor fireplace with TV wall mount, multiple seating areas, and a basketball area. In addition, the garden includes Pomegranate, Orange, and Avocado trees, along with Moringa and Curry leaf plants, creating a productive outdoor retreat.

Mortgage Calculator

Est. Monthly Payment

$13,308

Principal & Interest$10,513
Property Tax$2,079
Insurance$606
HOA$110
%($415,800)
%

Investment Score

0D
Est. Monthly Rent
$5,571
Monthly Cashflow

Rent − PITI − HOA

$-7,737
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,750

Mortgage (P+I)
$10,513
Cap Rate
-0.14%
Cash-on-Cash
-31.03%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$19,533

NOI (Annual)
$-2,854
Price-to-Rent

Lower = better for investors

31.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator