1577 Castillo Way
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1577 Castillo Way #5

C

Vista, CA 92081

$818,888
NEW — 7d

Soft Appraisal Value: $810,400 · 1.0% above estimate

Beds

4

Baths

3.5

Sqft

1,977

Year Built

2019

Days on Market

7

Property Type

Condo

HOA/mo

$400

MLS ID

260011521SD

This property is in Vista (92081). View neighborhood stats →

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About This Property

Corner-unit condo offers 4 bd/3.5 ba & nearly 2,000 sq ft that lives much larger thanks to its fabulous corner location. Flexible floor plan features a full bd/ba on the entry level, spacious kitchen & living area on the second floor, and top-floor primary suite w/private bath & walk-in closet. Two additional bedrooms share a hall bath, plus there is a full-size laundry room upstairs. Leased solar and full house water softener! Enjoy a quiet location with no units behind, while still offering wonderful walkability to shopping and dining. This gently lived-in home, built in 2019, has been meticulously maintained by the homeowners and thoughtfully upgraded throughout. Special features include garage rafters for additional storage, an energy-efficient tankless water heater, and a Murphy bed in the first-floor bedroom that adds flexibility for guests, an office, or multi-purpose use. The home also includes a brand-new dishwasher and smart home enhancements such as a smart thermostat and Ring doorbell. Ideally located in a welcoming, family-friendly community, this home offers both comfort and convenience.

Mortgage Calculator

Est. Monthly Payment

$5,598

Principal & Interest$4,141
Property Tax$819
Insurance$239
HOA$400
%($163,778)
%

Location

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Investment Score

38C
Est. Monthly Rent
$4,226
Monthly Cashflow

Rent − PITIA

$-1,373
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,027

Mortgage (P+I)
$4,141
Cap Rate
1.63%
Cash-on-Cash
-22.18%
DSCR

Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$8,157

NOI (Annual)
$13,365
Price-to-Rent

Lower = better for investors

16.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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