15575 Las Planideras
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15575 Las Planideras

Ctop 80%

Rancho Santa Fe, CA 92067

$14,850,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$75,569/mo full cashflow at 20% down, 7.43% rate.

Works at $5,010,857 (66% under asking), or at 94% down.

Rent $50,000/mo from 9 leases of 4–6 bed houses within 2 mi, same school area ($15,293–$31,266). Previously leased for $50,000.

Beds

5

Baths

7

Sqft

7,950

Year Built

2024

Days on Market

57

Property Type

Single Family

HOA/mo

$15

MLS ID

NDP2608618

This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →

Virtual Tour

About This Property

• Elevated 2024 Build • Unobstructed 180° Panoramic views • 3.32 Privately gated acres • Infinity pool + resort-style amenities • Theater, wine room, gym & 4+ garage. Perched atop one of the most coveted view locations on the west side of the Rancho Santa Fe Covenant, this newly completed architectural estate offers unobstructed 180-degree panoramic views with exceptional privacy. Designed by renowned architect John Jensen and completed in 2024, the gated residence showcases approximately 8,000 square feet of refined living space and over 10,200 square feet under roof on 3.32 elevated acres. A dramatic glass pivot entry opens to soaring interiors, walls of glass, and expansive 42-foot sliding doors that seamlessly connect the home to the resort-style outdoor setting. Designed for elevated modern living, the estate features imported Spanish porcelain flooring throughout, a custom chef’s kitchen with oversized waterfall island, striking bookmatched stone feature wall, custom theater by CHT, wine room, gym, dual bars, floating illuminated staircase, and premium LaCantina and Wyland glass systems maximizing natural light and panoramic views. Outdoor amenities include a stunning 62-foot infinity-edge pool and spa, mature olive trees, extensive landscape lighting, expansive motor court parking, and a subterranean 4+ car garage. Built with exceptional attention to detail, the property also incorporates advanced commercial-grade fire-resistant features and a pre-designated elevator space. Ideally located near Rancho Santa Fe’s premier dining, shopping, schools, and beaches, this is a rare opportunity to own a truly exceptional contemporary estate.

Mortgage Calculator

Est. Monthly Payment

$101,694

Principal & Interest$82,498
Property Tax$14,850
Insurance$4,331
HOA$15
%($2,970,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary

  • Middle

    R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

8C
Est. Monthly Rent
$50,000

Previously leased for $50,000

9 leases of 4–6 bed houses within 2 mi, same school area · $15,293–$31,266

Monthly Cashflow

Rent − PITIA

-$51,694
Full Cashflow

Incl. vacancy, PM, maint, capex

-$75,569

What would make this work?

$75,569/mo short at 20% down; 94% down or +$98,142/mo rent closes it.

Break-even price

66% under asking

$5,010,857
Break-even rent

$98,142/mo above the estimate

$148,142/mo
Cashflow at 35% down
−$60,101/mo
Down payment to break even

$13,959,000 cash

94%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$82,498
Cap Rate
0.76%
Cash-on-Cash
-30.53%
DSCR

Need ≥ 1.25 for DSCR loan

0.49

NOI (Annual)
$113,148
Price-to-Rent

Lower = better for investors

24.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$75,569/mo