155 Rosebay Dr 40

155 Rosebay Dr 40

B

Encinitas, CA 92024

$615,000

Beds

1

Baths

1

Sqft

630

Year Built

1980

Days on Market

Property Type

Condo

HOA/mo

$454

MLS ID

260017647SD

This property is in Encinitas (92024). View neighborhood stats →

About This Property

Embrace the quintessential Encinitas coastal lifestyle from this completely renovated upstairs corner residence in the highly desirable Rosebay Falls community. Thoughtfully reimagined in 2026, this turnkey 1-bedroom, 1-bath home offers 630 sq. ft. of beautifully renovated living space with a private balcony. Upgrades include luxury vinyl plank flooring, fresh interior paint, dual-pane windows, a new sliding glass door, and new lighting throughout. The stunning kitchen features white quartz countertops, a full-height designer backsplash, soft-close cabinetry and drawers, a large single-basin workstation sink with a pull-down faucet, new disposal, new refrigerator, dishwasher, and microwave. The beautifully remodeled bathroom offers a spacious walk-in shower, quartz-topped vanity, soft-close cabinetry, new toilet, mirror, and lighting. The primary bedroom features generous closet space and a new ceiling fan. An assigned underground parking space includes a private storage unit, perfect for surfboards, bicycles, beach gear, and more. HOA dues include water, sewer, trash, and roof maintenance. Ideally located just minutes from world-famous Moonlight Beach, shopping, restaurants, golf, top-rated schools, churches, and Interstate 5. Whether you're seeking a full-time residence, weekend beach retreat, or exceptional investment opportunity, this move-in-ready home offers the perfect blend of modern design, convenience, and the relaxed coastal lifestyle that makes Encinitas one of Southern California's most sought-after beach communities.

Mortgage Calculator

Est. Monthly Payment

$4,358

Principal & Interest$3,110
Property Tax$615
Insurance$179
HOA$454
%($123,000)
%

Investment Score

32C
Est. Monthly Rent
$2,854
Monthly Cashflow

Rent − PITIA

$-1,504
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,673

Mortgage (P+I)
$3,110
Cap Rate
0.85%
Cash-on-Cash
-26.08%
DSCR

Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$6,325

NOI (Annual)
$5,245
Price-to-Rent

Lower = better for investors

18.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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