
1524 Donze Avenue
Btop 30%Chula Vista, CA 91913
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,714/mo full cashflow at 20% down, 7.43% rate.
Works at $491,404 (50% under asking), or at 75% down.
Rent $5,018/mo from 28 leases of 4-bed houses within 2 mi ($4,556–$5,017).
Beds
4
Baths
3
Sqft
2,254
Year Built
2024
Days on Market
0
Property Type
Single Family
HOA/mo
$90
MLS ID
PTP2608211
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
STUNNING UPGRADED HOME WITH PAID-OFF SOLAR IN THE DESIRABLE MONTECITO COMMUNITY OF OTAY RANCH! Welcome to 1524 Donze Avenue, where modern elegance meets comfort and convenience! Built in 2024, this beautifully upgraded two-story home offers 4 bedrooms, 3 full bathrooms, and 2,254 sq. ft. of living space, including a convenient downstairs bedroom and full bath. Enjoy gorgeous oversized 24" x 48" porcelain tile flooring throughout the first floor, beautiful wood flooring upstairs, designer lighting, elegant staircase pendants, contemporary black fixtures, and stylish finishes throughout. The inviting kitchen features modern appliances and sleek black accents. The luxurious primary suite also features a decorative accent wall, custom closet organizers, elegant window treatments, and a cozy electric fireplace. Additional highlights include a RainSoft water-softening and filtration system, a tankless water heater, fully paid-off solar panels, and a two-car garage with an EV charger! Step outside to a beautifully enhanced patio featuring an aluminum pergola, decorative concrete and pebble finishes, and a raised garden planter—perfect for entertaining, relaxing, and enjoying time outdoors with your family and pets. Nestled in the sought-after Montecity community of Otay Ranch, residents enjoy resort-style amenities, including a swimming pool, clubhouse, fitness room, barbecue areas, and inviting outdoor gathering spaces. This pet-friendly neighborhood is conveniently located near parks, schools, shopping, dining, and Otay Ranch Town Center. With exceptional upgrades, energy-saving features, and a prime location, this move-in-ready home truly has it all! Don't miss the opportunity to make it yours!
Mortgage Calculator
Est. Monthly Payment
$6,766
Location
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Zoned Schools
Elementary
Muraoka (Saburo) Elementary · grades PK-6 · Chula Vista Elementary
Middle
Rancho del Rey Middle · grades 7-8 · Sweetwater Union High
High
Otay Ranch Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,018
Comp Average
$4,943
2019 Avenida Palomino
4bd / 3ba · 2,498 sqft · Single Family
$1.02M
Est. $5,437/mo
1108 Camino Prado
4bd / 3ba · 2,021 sqft · Single Family
$1000K
Est. $4,958/mo
1757 Clover Tree Court
4bd / 2ba · 2,177 sqft · Single Family
$975K
Est. $4,677/mo
1713 Fawntail Court
4bd / 2.5ba · 2,138 sqft · Single Family
$1000K
Est. $4,754/mo
1434 Carpinteria Street
4bd / 3ba · 2,321 sqft · Single Family
$1.07M
Est. $4,887/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
28 leases of 4-bed houses within 2 mi · $4,556–$5,017
Blended 50/50 with the zip's market median ($5,175)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,714/mo short at 20% down; 75% down or +$4,824/mo rent closes it.
- Break-even price
- $491,404
- Break-even rent
- $9,842/mo
- Cashflow at 35% down
- −$2,699/mo
- Down payment to break even
- 75%
- Rate to break even
- Not reachable
50% under asking
$4,824/mo above the estimate
$731,250 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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