15006 Hat Creek Rd

15006 Hat Creek Rd

Ctop 80%

Poway, CA 92064

$1,798,000
NEW — 0d

Pass at asking: -$8,522/mo full cashflow at 20% down, 7.43% rate.

Works at $688,319 (62% under asking), or at 89% down.

Rent $6,866/mo from 9 leases of 4–6 bed houses within 2 mi ($5,486–$6,190).

Beds

5

Baths

2.5

Sqft

3,012

Year Built

1981

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026558SD

This property is in Poway (92064). View neighborhood stats →

Virtual Tour

About This Property

Welcome to your own private paradise in one of Poway's most sought-after neighborhoods! Situated on an expansive corner lot, this beautifully transformed 5-bedroom home is a true stunner, with a backyard that is nothing short of spectacular! Designed to feel like a luxurious resort, the outdoor oasis features a newly renovated pebble-tech pool with baja shelf, sparkling spa, and cascading rock waterfall surrounded by lush, meticulously maintained landscaping. Wander through multiple terraced gardens featuring mature citrus trees, a charming gazebo, and inviting seating areas where you can soak in the mountain views. New low-maintenance turf and a built-in BBQ make outdoor living and entertaining effortless. An enclosed sunroom retreat seamlessly blends interior/exterior living with picturesque windows overlooking your private sanctuary. Inside, enjoy bright, spacious living areas, elegant marble fireplace, new paint inside and out, new flooring and beautiful shutters. The over-sized gourmet kitchen is an entertainer's dream boasting granite counter tops, custom cabinetry w/ pull-outs and organizers, a Dacor 6-burner range w/ pot filler, double ovens, a warming drawer and built-in wine fridge. The spacious primary suite features ample closet space, dual sinks, and an impressive walk-in shower. A versatile 5th bedroom offers endless possibilities. Complete with a 3-car garage, walking distance to award-winning Poway Unified schools, and a neighborhood that offers you the quintessential southern California dream. This exceptional home is truly a rare find! See supp for more! A Private Paradise in the Heart of Poway! Welcome to an extraordinary home where timeless elegance meets resort-style living. Nestled on an expansive corner lot in one of Poway's most sought-after neighborhoods, this beautiful residence is a true stunner, showcasing pride of ownership and thoughtful details throughout. Step inside to discover the grand staircase, a soaring sense of space, abundant natural light, fresh interior and exterior paint, new carpeting, and beautiful finishes throughout. The oversized gourmet kitchen is a chef's dream, featuring rich granite countertops, custom cabinetry with convenient pullouts and built-in organizers, a professional Dacor six-burner range with a pot filler, stainless steel hood, double ovens, a warming drawer, and generous space for gathering and entertaining. Inviting living spaces include a stunning marble fireplace, while plantation shutters add timeless charm. This home offers five spacious bedrooms, providing flexibility for every lifestyle. The versatile fifth bedroom is perfect for a game room, playroom, home office, or guest retreat. The generous primary suite offers ample closet space and a beautifully appointed en-suite bathroom featuring dual sinks and an impressive walk-in shower. But the true masterpiece awaits outdoors! Care and creativity have transformed this backyard into a breathtaking private oasis. Spend your days relaxing in your own personal haven! The completely renovated pool features a new Baja shelf, spa, and tranquil cascading waterfall, creating the ambiance of a luxurious resort. Beautifully landscaped terraces wind through lush greenery, mature citrus trees, and thoughtfully designed seating areas, including a charming gazebo where you can relax and soak in the mountain views. Enjoy effortless entertaining with a built-in BBQ area, while new low-maintenance turf keeps the grounds looking beautiful year-round. The enclosed sunroom offers the perfect place to sip your morning coffee while taking in the peaceful surroundings. Complete with a three-car garage and ideally located within walking distance of award-winning Poway Unified Elementary, Middle and High Schools, this exceptional property offers the perfect combination of space, comfort, beauty, and location. This property is more than just a home, this is a lifestyle. Your own private paradise awaits!***Updated features include**...

Mortgage Calculator

Est. Monthly Payment

$12,311

Principal & Interest$9,989
Property Tax$1,798
Insurance$524
%($359,600)
%
Loan Term

Location

Loading map...

Investment Score

12C
Est. Monthly Rent
$6,866

9 leases of 4–6 bed houses within 2 mi · $5,486–$6,190

Blended 50/50 with the zip's market median ($7,908)

Monthly Cashflow

Rent − PITIA

-$5,445
Full Cashflow

Incl. vacancy, PM, maint, capex

-$8,522

What would make this work?

$8,522/mo short at 20% down; 89% down or +$11,068/mo rent closes it.

Break-even price

62% under asking

$688,319
Break-even rent

$11,068/mo above the estimate

$17,934/mo
Cashflow at 35% down
−$6,649/mo
Down payment to break even

$1,600,220 cash

89%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$9,989
Cap Rate
1.21%
Cash-on-Cash
-28.44%
DSCR

Need ≥ 1.25 for DSCR loan

0.56

NOI (Annual)
$21,717
Price-to-Rent

Lower = better for investors

21.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$8,522/mo