13056 Triumph
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13056 Triumph

Ctop 80%

Poway, CA 92064

$1,749,900

Pass at asking: -$8,732/mo full cashflow at 20% down, 7.49% rate.

Works at $617,761 (65% under asking), or at 92% down.

Rent $6,188/mo from 16 leases of 4–6 bed houses within 2 mi ($5,566–$6,134).

Beds

5

Baths

3

Sqft

3,139

Year Built

1986

Days on Market

44

Property Type

Single Family

HOA/mo

N/A

MLS ID

260022709SD

This property is in Poway (92064). View neighborhood stats →

Virtual Tour

About This Property

FIRST TIME ON THE MARKET! Original-owner Polo floorplan on an exceptional park-backed lot with NO HOMES DIRECTLY BEHIND! Located in the highly desirable Rancho Arbolitos ~ Woodside community, this lovingly maintained home offers an incredible combination of space, flexibility, privacy & outdoor living. Featuring 4 bedrooms + a HUGE upstairs bonus room and 3 full baths, including a highly sought-after bedroom & full bath downstairs. Step inside to soaring ceilings, a light-filled formal living room with fireplace and adjacent dining room. The updated kitchen offers generous cabinetry & counter space and opens to the casual dining and family room, all overlooking the backyard. Step outside to your own resort-style retreat featuring a sparkling pool, separate spa, tranquil fountain & pond, multiple entertaining areas and versatile recreation space perfect for a putting green, cornhole, play area or outdoor lounge. Mature landscaping adds privacy, while the spacious side yard offers storage & potential RV parking. Upstairs, the oversized bonus room offers endless possibilities as a 2nd family room, game room, office, gym or additional bedroom space. 3-car garage + expansive driveway, with the community swim & tennis club nearby. Silverset Park allows access to Poway's Twin Peaks Open Space with numerous hiking trails & beautiful overlooks of central Poway. This is the Rancho Arbolitos home that buyers wait for!

Mortgage Calculator

Est. Monthly Payment

$12,039

Principal & Interest$9,779
Property Tax$1,750
Insurance$510
%($349,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Tierra Bonita Elementary · grades K-5 · Poway Unified

  • Middle

    Twin Peaks Middle · grades 6-8 · Poway Unified

  • High

    Poway High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

9C
Est. Monthly Rent
$6,188

16 leases of 4–6 bed houses within 2 mi · $5,566–$6,134

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$5,851
Full Cashflow

Incl. vacancy, PM, maint, capex

-$8,732

What would make this work?

$8,732/mo short at 20% down; 92% down or +$11,341/mo rent closes it.

Break-even price

65% under asking

$617,761
Break-even rent

$11,341/mo above the estimate

$17,529/mo
Cashflow at 35% down
−$6,899/mo
Down payment to break even

$1,609,908 cash

92%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$9,779
Cap Rate
0.93%
Cash-on-Cash
-29.94%
DSCR

Need ≥ 1.25 for DSCR loan

0.51

NOI (Annual)
$16,272
Price-to-Rent

Lower = better for investors

23.6

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$8,732/mo