14955 Avenida Venusto
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14955 Avenida Venusto #86

A

Rancho Bernardo, CA 92128

$699,999
NEW — 1d

Beds

3

Baths

2

Sqft

1,296

Year Built

1991

Days on Market

1

Property Type

Single Family

HOA/mo

$130

MLS ID

260014063SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Must-see opportunity in Rancho Bernardo! This charming home offers a bright, open layout with vaulted ceilings that create an airy sense of space throughout. The spacious living and family area is filled with natural light, making it ideal for both everyday living and entertaining. The kitchen has been thoughtfully updated with modern finishes, while updated flooring runs throughout the home and both bathrooms have been refreshed with clean, contemporary touches. All bedrooms are generously sized, providing flexibility for guests, a home office, or a growing household! Located in the desirable Vista Montana community, this home is eligible for VA financing and enjoys a central location with easy access to shopping, dining, schools, and freeways. Homes in this community are rarely available, making this a standout opportunity for buyers seeking a low-maintenance lifestyle with flexible financing options.

Mortgage Calculator

Est. Monthly Payment

$4,574

Principal & Interest$3,540
Property Tax$700
Insurance$204
HOA$130
%($140,000)
%

Location

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Investment Score

55B
Est. Monthly Rent
$3,850
Monthly Cashflow

Rent − PITIA

$-724
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,192

Mortgage (P+I)
$3,540
Cap Rate
2.31%
Cash-on-Cash
-18.79%
DSCR

Need ≥ 1.25 for DSCR loan

0.84
Break-even Rent
$6,697

NOI (Annual)
$16,166
Price-to-Rent

Lower = better for investors

15.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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