14919 Derringer Rd

14919 Derringer Rd

D

Poway, CA 92064

$1,698,000

Soft Appraisal Value: $1,656,000 · 2.5% above estimate

Beds

4

Baths

2.5

Sqft

2,106

Year Built

1984

Days on Market

12

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006009SD

Description

Wake up to spectacular morning sunrises from the backyard of this exceptional property, where sweeping views of the surrounding mountains including the picturesque Iron Mountain and Tooth Rock, create a breathtaking natural backdrop. Perfectly positioned to capture cool afternoon shade, this backyard is ideal for relaxed outdoor dining and entertaining without the blazing sun. 4 bedrooms, 2.5 baths, 2,106 sf on .53 acres of private land in a park like setting with endless possibilities, the backyard is also home to 11 fruit trees. See supplement below for additional information. The 11 fruit trees offer beauty and homegrown abundance throughout the seasons. Outdoor enthusiasts will appreciate the direct access to the renowned City of Poway Trails System that has more than 78 miles of multi-use trails, and the close proximity to Lake Poway, perfect for hiking, fishing, and enjoying the natural beauty that makes Poway so desirable. Inside, the bright and functional floorplan welcomes you with vaulted ceilings and generous social spaces designed for comfortable everyday living and memorable gatherings. The remodeled kitchen features white cabinetry, a custom backsplash, granite countertops, stainless steel appliances, and a picturesque bay window framing the scenic backyard. Downstairs flooring showcases Tecsun Angelico European Oak engineered hardwood, beautifully complementing the home’s trendy neutral designer palette. The inviting family room with fireplace offers beautiful dual pane windows that fill the space with natural light while showcasing the backyard and mountain views. Upstairs, you’ll find a spacious primary suite designed for comfort and retreat, and the three additional bedrooms positioned to capture the stunning eastern vistas. Energy efficient living is enhanced by three whole house fans, which provide excellent nighttime cooling and often eliminate the need for air conditioning. The home also includes a Moen Flow Smart Shut-Off system, a valuable feature increasingly required by insurance companies for added protection and peace of mind. The newly designed front yard features attractive California native landscaping with updated water wise irrigation, creating beautiful curb appeal while supporting sustainable living. Ideally located on a quiet Cul-de-sac street near top rated Poway Unified schools, yet offering easy access to main roads, this home perfectly balances privacy, convenience, and lifestyle without HOA or Mello-Roos fees. With exceptional views, smart upgrades, natural beauty, and pride of ownership throughout, this remarkable property offers the very best of Poway living!

Mortgage Calculator

Est. Monthly Payment

$10,779

Principal & Interest$8,586
Property Tax$1,698
Insurance$495
%($339,600)
%

Investment Score

1D
Est. Monthly Rent
$5,018
Monthly Cashflow

Rent − PITI − HOA

$-5,761
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,330

Mortgage (P+I)
$8,586
Cap Rate
0.18%
Cash-on-Cash
-20.36%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$10,779

NOI (Annual)
$3,070
Price-to-Rent

Lower = better for investors

28.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator