14703 Sierra Way
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14703 Sierra Way

Ctop 80%

San Diego, CA 92126

$1,459,900
STR: check · HOA rules unknown · TOT 12.75%

1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Oct 31, 2026.

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$7,691/mo full cashflow at 20% down, 7.49% rate.

Works at $462,794 (68% under asking), or at 96% down.

Rent $4,958/mo from 18 leases of 3–5 bed houses within 2 mi ($4,702–$5,173).

Beds

4

Baths

3.5

Sqft

2,121

Year Built

2026

Days on Market

87

Property Type

Single Family

HOA/mo

$248

MLS ID

NDP2605298

This property is in San Diego (92126). View neighborhood stats →

Virtual Tour

About This Property

Welcome home to 3 Roots living at Aero in the Meadow's District. This stunning three-story home boasts 4 bedrooms, 3 full baths and 1 half bath, offering 2,121 sq. ft. of thoughtfully designed living space. The ground floor features a bedroom and full bathroom perfect for guests to have their own private quarters. This level has a private side yard area for entertaining, reading a book or just enjoying the garden. You'll also appreciate the ample two-car garage for convenience. On the second level, you'll find a bright and inviting great room connected to the kitchen with a large seating island and dining area. A 16-foot stacking door creates a dramatic transition to the outdoor entertaining space, where you may find yourself dining alfresco on warm summer nights. Whether you're enjoying a quiet morning coffee or hosting guests at sunset this is an idyllic spot. There is also a well out of sight but convenient powder bath for guests on this level. This home features 9' ceilings and lots of oversized windows offering ample natural light. The third level is home to a spacious primary bedroom with a luxurious bathroom, two secondary bedrooms with a shared bathroom, and a large laundry room complete with a sink and plenty of storage space. This home is as functional as it is beautiful. You will also have the opportunity to select options and flooring at the design center. Residents of 3 Roots receive membership to the state-of-the-art Fit and Rec Center, complete with a beach entry family pool with cabanas, spa, sauna and a lap pool. There are 8 miles of scenic trails, 38 acres of curated parks within the community. The experience of living in this vibrant community is perfect for those seeking a balance of comfort and active lifestyle with minimal maintenance. Don't miss this opportunity to make it yours! Move-in timeframe is November '26.. Photos are artist renderings and or model home and for representational purposes only.

Mortgage Calculator

Est. Monthly Payment

$10,292

Principal & Interest$8,158
Property Tax$1,460
Insurance$426
HOA$248
%($291,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Mason Elementary · grades PK-5 · San Diego Unified

  • Middle

    Wangenheim Middle · grades 6-8 · San Diego Unified

  • High

    Mira Mesa High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

6C
Est. Monthly Rent
$4,958

18 leases of 3–5 bed houses within 2 mi · $4,702–$5,173

Blended 50/50 with the zip's market median ($4,988)

Monthly Cashflow

Rent − PITIA

-$5,334
Full Cashflow

Incl. vacancy, PM, maint, capex

-$7,691

What would make this work?

$7,691/mo short at 20% down; 96% down or +$9,988/mo rent closes it.

Break-even price

68% under asking

$462,794
Break-even rent

$9,988/mo above the estimate

$14,946/mo
Cashflow at 35% down
−$6,161/mo
Down payment to break even

$1,401,504 cash

96%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$8,158
Cap Rate
0.59%
Cash-on-Cash
-31.61%
DSCR

Need ≥ 1.25 for DSCR loan

0.48

NOI (Annual)
$8,581
Price-to-Rent

Lower = better for investors

24.5

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$7,691/mo