1465 Old Janal Ranch Rd
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1465 Old Janal Ranch Rd

Ctop 80%

Chula Vista, CA 91915

$1,550,000
NEW — 1d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$7,323/mo full cashflow at 20% down, 7.36% rate.

Works at $591,660 (62% under asking), or at 89% down.

Rent $6,039/mo from 8 leases of 4–6 bed houses within 0.5 mi ($5,656–$6,492).

Beds

5

Baths

4

Sqft

3,534

Year Built

2004

Days on Market

1

Property Type

Single Family

HOA/mo

$128

MLS ID

260026817SD

This property is in Chula Vista (91915). Browse neighborhood analytics →

About This Property

Welcome to this stunning home in Eastlake Vistas, where spacious living, beautiful surroundings, and the best of Southern California living come together! Offering 5 bedrooms, 4 bathrooms, and approximately 3,534 square feet, this beautiful two-story home delivers the perfect combination of comfort, style, and functionality. At the heart of the home is a beautifully remodeled kitchen, ideal for everything from everyday living to hosting friends and family. But the real magic? Step outside! A lush, beautifully landscaped backyard creates a peaceful private retreat, complete with charming café lights overhead that set the scene for unforgettable evenings under the stars, garden beds and a cozy fire pit area. Whether it’s weekend gatherings, outdoor dinners, or simply unwinding at the end of the day, this is a backyard you’ll want to spend time in! Additional highlights include a generous 9,301-square-foot lot and a solar system for added energy efficiency. And the location? Fantastic! Tucked into the desirable Eastlake Vistas community, just off Olympic Parkway, you’re conveniently close to Otay Ranch Town Center, Eastlake shopping destinations, restaurants, grocery stores, entertainment, and everyday essentials. Enjoy nearby parks, scenic trails, and resort-style community amenities, with convenient access to SR-125 for getting around San Diego. Beautifully spacious, wonderfully inviting, and perfectly positioned to enjoy the Eastlake lifestyle. Welcome home!

Mortgage Calculator

Est. Monthly Payment

$10,682

Principal & Interest$8,552
Property Tax$1,550
Insurance$452
HOA$128
%($310,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Salt Creek Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Eastlake High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

12C
Est. Monthly Rent
$6,039

8 leases of 4–6 bed houses within 0.5 mi · $5,656–$6,492

Monthly Cashflow

Rent − PITIA

-$4,643
Full Cashflow

Incl. vacancy, PM, maint, capex

-$7,323

What would make this work?

$7,323/mo short at 20% down; 89% down or +$9,511/mo rent closes it.

Break-even price

62% under asking

$591,660
Break-even rent

$9,511/mo above the estimate

$15,550/mo
Cashflow at 35% down
−$5,720/mo
Down payment to break even

$1,379,500 cash

89%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$8,552
Cap Rate
1.18%
Cash-on-Cash
-28.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.57

NOI (Annual)
$18,364
Price-to-Rent

Lower = better for investors

21.4

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$7,323/mo