1465 C Street #3614
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1465 C Street #3614

Ctop 80%

San Diego, CA 92101

$610,000
NEW — 1d
STR: check · no permits in this complex · TOT 13.75%

141 licensed short-term rentals within ½ mile (88 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 84-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,325/mo full cashflow at 20% down, 7.36% rate.

Works at $174,882 (71% under asking), or at all cash.

Rent $2,824/mo from 1 lease in this building.

Beds

2

Baths

2

Sqft

1,271

Year Built

2003

Days on Market

1

Property Type

Condo

HOA/mo

$838

MLS ID

NDP2610221

This property is in San Diego (92101). View neighborhood stats →

Virtual Tour

About This Property

Rarely available TOP FLOOR - TWO STORY unit in the heart of Downtown San Diego's East Village ** Open Layout = 2 BED + Bonus LOFT + 2 Full Bath ** Private balcony + Private ROOFTOP deck ** Floor to ceiling windows bring in the natural light & creates an open vibe ** In-Unit Washer/Dryer hookups ** The Union Square building amenities include: Gated Entry, Secured parking garage, BBQ's, Full Gym, Event Room, Hot Tub & Sauna **2 assigned parking spots in secured garage (284 & 285) near the elevator ** So Close To Everything Downtown - SD City College, Less than 1 mile from Petco Park, Balboa Park & an easy Uber to the Airport ** Hop on the nearby Trolley to Old Town or Snapdragon Stadium, or reach I-5, SR-94 and SR-163 in minutes for access to Naval Base San Diego, Naval Base Coronado and Naval Base Point Loma ** HOA fee includes water, sewer, trash, recycling, parking and amenities.

Mortgage Calculator

Est. Monthly Payment

$4,991

Principal & Interest$3,366
Property Tax$610
Insurance$178
HOA$838
%($122,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Washington Elementary · grades PK-5 · San Diego Unified

  • Middle

    Roosevelt International Middle · grades 6-8 · San Diego Unified

  • High

    San Diego High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

20C
Est. Monthly Rent
$2,824

1 lease in this building

Thin data: only 1 lease behind this number.

Monthly Cashflow

Rent − PITIA

-$2,168
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,325

What would make this work?

$3,325/mo short at 20% down; 100% down or +$4,319/mo rent closes it.

Break-even price

71% under asking

$174,882
Break-even rent

$4,319/mo above the estimate

$7,143/mo
Cashflow at 35% down
−$2,694/mo
Down payment to break even

$610,000 cash

100%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,366
Cap Rate
0.36%
Cash-on-Cash
-32.71%
DSCR

Need ≥ 1.25 for DSCR loan

0.57

NOI (Annual)
$2,176
Price-to-Rent

Lower = better for investors

18.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,325/mo