14645 High Valley Road
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14645 High Valley Road

D

Poway, CA 92064

$1,799,000
NEW — 3d

Soft Appraisal Value: $1,736,000 · 3.6% above estimate

Beds

3

Baths

2.5

Sqft

2,687

Year Built

1993

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2603924

This property is in Poway (92064). View neighborhood stats →

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About This Property

Located in Poway’s highly desirable High Valley neighborhood, this 2+ acre property offers breathtaking 270-degree panoramic views stretching to the Pacific Ocean, serene privacy, and close proximity to top-rated schools, shopping, dining, golf, and everyday conveniences. Designed for seamless indoor-outdoor living, the property features a wraparound porch, stone courtyard, and multiple outdoor entertaining spaces that maximize the sunset views and natural surroundings. The 3BR/2.5BA home features vaulted ceilings, abundant natural light, and a functional floor plan with seamless connection to the surrounding outdoor spaces, while also presenting an incredible opportunity to update and customize the home to your vision. A dedicated office provides the option for a 4th bedroom, and the detached studio with water and electricity offers flexibility for a creative space or potential ADU conversion. The spacious primary suite includes a soaking tub, dual vanities, and an oversized 15-foot walk-in closet. Additional features include owned solar with a Tesla Powerwall, whole-house water filtration, and a 3-car garage with ample storage. Beyond the private driveway, the property offers over an acre of additional land with potential for a future lot split to build a second residence.

Mortgage Calculator

Est. Monthly Payment

$11,420

Principal & Interest$9,097
Property Tax$1,799
Insurance$525
%($359,800)
%

Location

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Investment Score

1D
Est. Monthly Rent
$5,238
Monthly Cashflow

Rent − PITIA

$-6,183
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,887

Mortgage (P+I)
$9,097
Cap Rate
0.14%
Cash-on-Cash
-29.64%
DSCR

Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$16,779

NOI (Annual)
$2,521
Price-to-Rent

Lower = better for investors

28.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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