1448 Timber

1448 Timber

Ctop 80%

Escondido, CA 92027

$825,000
NEW — 1d

Pass at asking: -$3,540/mo full cashflow at 20% down, 7.43% rate.

Works at $364,172 (56% under asking), or at 82% down.

Rent $3,814/mo from 12 leases of 2–4 bed houses within 2 mi ($3,605–$4,094).

Beds

3

Baths

3

Sqft

1,360

Year Built

1989

Days on Market

1

Property Type

Single Family

HOA/mo

$140

MLS ID

SW26240752

This property is in Escondido (92027). View neighborhood stats →

About This Property

This gorgeous 1989 home includes several classy remodels and upgrades: Two-story home featuring 3 bedrooms, 2.5 bathrooms, a 2-car garage, and a 5,764 sq. ft. lot. Main Level: Separate kitchen and dining room with abundant cabinet space. Elegant combination of hardwood and tile flooring throughout, accompanied by a beautiful fireplace. Vaulted ceilings and large windows make this home spacious yet cozy. - Upper Level: Cozy carpeted flooring and large windows offering gorgeous mountain views. - Bedrooms & Baths: All bedrooms feature carpet. The large master bedroom includes a walk-in closet and a double-sink vanity. - Outdoor Space: The front yard features lush grass. The low-maintenance backyard includes a pergola and ample space for patio furniture and a BBQ area with unobstructed mountain view. - Additional Amenities: Central AC/heating and washer/dryer hookups.

Mortgage Calculator

Est. Monthly Payment

$5,789

Principal & Interest$4,583
Property Tax$825
Insurance$241
HOA$140
%($165,000)
%
Loan Term

Location

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Investment Score

33C
Est. Monthly Rent
$3,814

12 leases of 2–4 bed houses within 2 mi · $3,605–$4,094

Blended 50/50 with the zip's market median ($3,688)

Monthly Cashflow

Rent − PITIA

-$1,975
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,540

What would make this work?

$3,540/mo short at 20% down; 82% down or +$4,597/mo rent closes it.

Break-even price

56% under asking

$364,172
Break-even rent

$4,597/mo above the estimate

$8,411/mo
Cashflow at 35% down
−$2,681/mo
Down payment to break even

$676,500 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,583
Cap Rate
1.79%
Cash-on-Cash
-25.75%
DSCR

Need ≥ 1.25 for DSCR loan

0.66

NOI (Annual)
$14,808
Price-to-Rent

Lower = better for investors

18.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,540/mo