14475 Pebble Canyon Dr
Ctop 80%Poway, CA 92064
Pass at asking: -$7,601/mo full cashflow at 20% down, 7.49% rate.
Works at $639,540 (61% under asking), or at 87% down.
Rent $6,407/mo from 9 leases of 4–6 bed houses within 2 mi ($4,721–$5,474).
Beds
5
Baths
3
Sqft
2,464
Year Built
1974
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026251SD
This property is in Poway (92064). View neighborhood stats →
About This Property
THIS is what you've been waiting for! Fully remodeled with five bedrooms, three baths, a half-acre lot, and sweeping mountain views, this Poway home has been thoughtfully reimagined from top to bottom. A new roof, new appliances, beautifully updated kitchen and bathrooms, and fresh finishes throughout complete the transformation. Upstairs, the primary suite feels like a retreat of its own, opening to a private deck where you can take in the views. It includes an en suite bathroom and walk in closet. Outside, an inviting entertaining space extends the living outdoors, complete with a fire pit hookup. From there, the property continues beyond with mature fruit trees, established landscaping, and additional grounds offering plenty of opportunity to make them your own. A main-level laundry room and two-car garage with utility sink and ample storage add everyday functionality. Tucked away on a quiet cul-de-sac in the Twin Peaks neighborhood, this is the Poway lifestyle people love--mountain views, horses along the way, and the feeling of being tucked away while still close to everything. No HOA and no Mello-Roos.....
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Est. Monthly Payment
$11,180
Location
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Comparable Properties
5 comps foundThis Property
$6,407
Comp Average
$5,299
13632 Janette Ln.
4bd / 3ba · 2,594 sqft · Single Family
$1.22M
Est. $5,292/mo
17253 Saint Andrews Drive
4bd / 2ba · 2,622 sqft · Single Family
$1.45M
Est. $5,505/mo
17709 Saint Andrews
4bd / 3ba · 2,726 sqft · Single Family
$1.60M
Est. $5,557/mo
12740 Boxwood Ct
4bd / 2.5ba · 2,300 sqft · Single Family
$1.58M
Est. $5,037/mo
16512 Wilderness Rd
4bd / 2ba · 2,232 sqft · Single Family
$1.84M
Est. $5,103/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 4–6 bed houses within 2 mi · $4,721–$5,474
Blended 50/50 with the zip's market median ($7,795)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,601/mo short at 20% down; 87% down or +$9,871/mo rent closes it.
- Break-even price
- $639,540
- Break-even rent
- $16,278/mo
- Cashflow at 35% down
- −$5,898/mo
- Down payment to break even
- 87%
- Rate to break even
- Not reachable
61% under asking
$9,871/mo above the estimate
$1,413,750 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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