1442 Essex #4
Btop 30%San Diego, CA 92103
126 licensed short-term rentals within ½ mile (89 whole home), from the cities' license and permit lists of Nov 6, 2026.
No unit in this 6-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,532/mo full cashflow at 20% down, 7.43% rate.
Works at $269,290 (55% under asking), or at 81% down.
Rent $3,336/mo from 16 leases of 2-bed condos & townhomes within 0.5 mi ($2,982–$3,509).
Beds
2
Baths
1.5
Sqft
913
Year Built
1984
Days on Market
0
Property Type
Townhouse
HOA/mo
$500
MLS ID
260026359SD
This property is in San Diego (92103). View neighborhood stats →
About This Property
No neighbors above or below! Central HVAC! In-unit washer/dryer! Private Garage! Outdoor patio!!!! Set behind the gates of an intimate Hillcrest community, this light-filled residence delivers the rare combination of architectural character, privacy, and unbeatable urban convenience. Soaring vaulted ceilings create an immediate sense of volume and drama, while updated vinyl windows flood the interiors with natural light throughout the day. The living space centers around a beautiful fireplace and leads to a private patio designed for effortless indoor-outdoor living. Upstairs, a separate balcony retreat offers the perfect place to unwind after a busy day. Freshly updated with new flooring in most spaces and interior paint, dual pane vinyl windows. Located just moments from Balboa Park and within walking distance to some of San Diego’s best restaurants, cafés, nightlife, and shopping, this is elevated Hillcrest living with easy freeway access and exceptional convenience. A rare opportunity to own a stylish, move-in ready residence in one of San Diego’s most vibrant neighborhoods.
Mortgage Calculator
Est. Monthly Payment
$4,601
Location
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Zoned Schools
Elementary
Birney Elementary · grades K-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,336
Comp Average
$3,180
1756 Essex St
2bd / 2ba · 841 sqft · Condo
$564K
Est. $3,030/mo
3963 Eagle St
2bd / 2ba · 965 sqft · Condo
$665K
Est. $3,310/mo
1270 Cleveland Ave
2bd / 2ba · 949 sqft · Condo
$599K
Est. $2,975/mo
3644 3rd Ave
2bd / 2ba · 870 sqft · Condo
$689K
Est. $3,215/mo
3993 Normal St.
2bd / 2ba · 896 sqft · Condo
$799K
Est. $3,368/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
16 leases of 2-bed condos & townhomes within 0.5 mi · $2,982–$3,509
Blended 50/50 with the zip's market median ($3,473)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,532/mo short at 20% down; 81% down or +$3,288/mo rent closes it.
- Break-even price
- $269,290
- Break-even rent
- $6,624/mo
- Cashflow at 35% down
- −$1,908/mo
- Down payment to break even
- 81%
- Rate to break even
- Not reachable
55% under asking
$3,288/mo above the estimate
$485,190 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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