1438 Kurtz
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1438 Kurtz

D

Oceanside, CA 92054

$1,690,000

Soft Appraisal Value: $1,675,400 · 0.9% above estimate

Beds

3

Baths

3

Sqft

1,678

Year Built

1966

Days on Market

9

Property Type

Single Family

HOA/mo

N/A

MLS ID

ND26095850

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Coastal living meets modern design in this turn-key Fire Mountain gem, just 1.7 miles from the sands of South Oceanside Beach. Remodeled in 2024, this 3-bedroom, 3-bathroom home captures an easy, laid-back beach vibe with elevated finishes and thoughtful details throughout. A standout feature is the attached guest suite with its own private entrance, kitchenette, full bathroom, perfect for hosting weekend visitors, extended stays, or creating a flexible bonus space.Inside, the home feels light, bright, and effortlessly stylish. The kitchen steals the show with sleek appliances, striking Taj Mahal quartzite countertops, abundant storage, and a built-in wine bar, ideal for entertaining after a day at the beach. The living area centers around a smooth plaster fireplace, while expansive la cantina doors open wide to bring the outside, inside. Step outside and unwind in your own private oasis, complete with lush landscaping, mature trees, and a firepit ready for cool coastal evenings. Wide-plank luxury vinyl flooring runs throughout the home, paired with refreshed bathrooms and upgraded windows that bring in natural light and ocean breezes.Set in one of Oceanside’s most desirable neighborhoods, you’ll enjoy quick access to the 5 freeway while still being minutes from local beaches, the Oceanside Pier, and a growing scene of restaurants, coffee shops, and boutiques. If you’ve been waiting for that perfect blend of style, function, and coastal charm, this is it.

Mortgage Calculator

Est. Monthly Payment

$10,728

Principal & Interest$8,546
Property Tax$1,690
Insurance$493
%($338,000)
%

Location

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Investment Score

5D
Est. Monthly Rent
$5,604
Monthly Cashflow

Rent − PITIA

$-5,125
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,822

Mortgage (P+I)
$8,546
Cap Rate
0.51%
Cash-on-Cash
-27.77%
DSCR

Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$15,762

NOI (Annual)
$8,685
Price-to-Rent

Lower = better for investors

25.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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