1417 Ct
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1417 Ct

Btop 30%

Oceanside, CA 92056Neighborhood: Mira Costa

$860,000
NEW — 1d
STR closed · inland Oceanside

9 licensed short-term rentals within ½ mile (9 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$3,320/mo full cashflow at 20% down, 7.36% rate.

Works at $425,611 (51% under asking), or at 76% down.

Rent $4,224/mo from 11 leases of 2–4 bed houses within 1 mi ($3,799–$4,372).

Beds

3

Baths

2.5

Sqft

1,742

Year Built

1988

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026852SD

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Space to spread out, panoramic views, and exceptional outdoor living await at this cul-de-sac home in Oceanside’s desirable Guajome Park Estates-with no HOA or Mello-Roos! Set on a generous, flat, fenced .27-acre lot, this property offers room to create your own backyard retreat, with possibilities for a pool, ADU, outdoor kitchen, garden beds, play area, or putting green. Inside, vaulted ceilings and hardwood oak flooring create a warm, inviting atmosphere. The kitchen features granite countertops, oak cabinetry, and built-ins, while a separate downstairs office area provides a dedicated space for work or study. An owned, upgraded 10-panel solar system, high-end air conditioning system, and spacious two-car garage add everyday comfort and convenience. Designed for entertaining, the large covered patio features lighting and built-in surround sound, extending the home’s gathering spaces outdoors. Surround sound inside the home keeps the atmosphere flowing from indoor get-togethers to evenings overlooking the expansive backyard. Upstairs, the primary suite offers an impressive 18-by-20-foot view balcony overlooking the grounds and capturing panoramic vistas. The spacious primary bathroom features an oversized jetted tub, expansive dual-sink vanity, luxurious shower area, and large walk-in closet. Two generously sized secondary bedrooms and an additional full bathroom complete the upstairs. Enjoy access to Guajome Park and walking trails, Vista Sports Complex Frontwave Arena, shopping, and freeways. A spacious lot and inviting outdoor living make this home a standout!

Mortgage Calculator

Est. Monthly Payment

$5,856

Principal & Interest$4,745
Property Tax$860
Insurance$251
%($172,000)
%
Loan Term

Location

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Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

41B
Est. Monthly Rent
$4,224

11 leases of 2–4 bed houses within 1 mi · $3,799–$4,372

Blended 50/50 with the zip's market median ($4,185)

Monthly Cashflow

Rent − PITIA

-$1,632
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,320

What would make this work?

$3,320/mo short at 20% down; 76% down or +$4,312/mo rent closes it.

Break-even price

51% under asking

$425,611
Break-even rent

$4,312/mo above the estimate

$8,536/mo
Cashflow at 35% down
−$2,430/mo
Down payment to break even

$653,600 cash

76%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,745
Cap Rate
2.28%
Cash-on-Cash
-23.16%
DSCR

Need ≥ 1.25 for DSCR loan

0.72

NOI (Annual)
$19,632
Price-to-Rent

Lower = better for investors

17.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,320/mo