2210 Luz Way
Ctop 80%Oceanside, CA 92056
Pass at asking: -$3,587/mo full cashflow at 20% down, 7.43% rate.
Works at $382,055 (55% under asking), or at 81% down.
Rent $3,983/mo from 8 leases of 2–4 bed houses within 1 mi ($3,510–$4,192).
Beds
3
Baths
2
Sqft
1,535
Year Built
1990
Days on Market
0
Property Type
Single Family
HOA/mo
$133
MLS ID
OC26236385
This property is in Oceanside (92056). View neighborhood stats →
About This Property
Welcome to 2210 Luz Way, a beautifully refreshed single-story home situated on a quiet cul-de-sac in the desirable coastal community of Oceanside. This light-filled home features fresh interior paint, dual-pane windows, new appliances, and numerous windows and skylights that bring in abundant natural light. The spacious living room features a cozy gas fireplace, while the dining room provides a welcoming space for entertaining. The generously sized primary suite offers a large private bathroom and direct backyard access. Three sliding glass doors from the primary suite, kitchen, and living room create seamless indoor-outdoor living. The expansive backyard offers plenty of space for entertaining, gardening, or creating your own outdoor retreat. An attached two-car garage and spacious driveway provide ample parking. Conveniently located near parks, MiraCosta College, shopping, dining, golf courses, and Frontwave Arena, with Oceanside's beautiful beaches, harbor, and vibrant downtown just a short drive away. Enjoy comfortable single-story living and the relaxed Southern California coastal lifestyle!
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Est. Monthly Payment
$5,946
Location
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Comparable Properties
5 comps foundThis Property
$3,983
Comp Average
$3,780
4247 Esperanza Way
3bd / 2.5ba · 1,486 sqft · Single Family
$779K
Est. $3,672/mo
1587 Avenida Oceano
3bd / 2ba · 1,494 sqft · Single Family
$809K
Est. $3,717/mo
4244 Esperanza
3bd / 2.5ba · 1,486 sqft · Single Family
$825K
Est. $3,708/mo
1724 Avenida De Suenos
3bd / 2.5ba · 1,511 sqft · Single Family
$870K
Est. $3,810/mo
2010 Trevino Avenue
3bd / 3ba · 1,526 sqft · Single Family
$880K
Est. $3,993/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 2–4 bed houses within 1 mi · $3,510–$4,192
Blended 50/50 with the zip's market median ($4,116)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,587/mo short at 20% down; 81% down or +$4,659/mo rent closes it.
- Break-even price
- $382,055
- Break-even rent
- $8,642/mo
- Cashflow at 35% down
- −$2,703/mo
- Down payment to break even
- 81%
- Rate to break even
- Not reachable
55% under asking
$4,659/mo above the estimate
$687,690 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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