14025 Chestnut Hill Lane
Dbottom 20%Rancho Bernardo, CA 92128Neighborhood: Carmel Mountain Ranch
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 1, 2026.
None of the 119 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$11,757/mo full cashflow at 20% down, 7.49% rate.
Works at $505,714 (75% under asking); even all cash loses money at asking.
Rent $5,146/mo from 9 leases of 3–5 bed houses within 1 mi ($4,915–$5,449).
Beds
4
Baths
3
Sqft
2,320
Year Built
1992
Days on Market
44
Property Type
Single Family
HOA/mo
$62
MLS ID
260022704SD
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Welcome to this stunning natural-stone home with marble floors situated in a desirable walk friendly neighborhood. This two-story Mediterranean-style home features 4 bedrooms, 3 bathrooms and high-end finishes. The newly fresh stamped concrete entryway sets the tone for the versatile floor plan, thoughtful details and customizations that provide the perfect opportunity for a new owner to make the space their own. A cascading staircase leads to two spacious bedrooms connected by a shared bathroom along with a private retreat suite showcasing vaulted ceilings and a beautiful double-sided fireplace. Additional features include an AquaPro water softener system for enhanced water quality throughout the home. Home is trimmed with Anlin Platinum Line Dual Life warranted windows and sliding patio door, Douglas Hunter Honeycomb warranted shades, fresh interior and exterior paint, chandelier, pendant lighting and beautifully restored patio concrete. This delightful home is move-in ready and a rare opportunity.
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Est. Monthly Payment
$14,028
Location
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Zoned Schools
Elementary
Shoal Creek Elementary · grades K-5 · Poway Unified
Middle
Meadowbrook Middle · grades 6-8 · Poway Unified
High
Rancho Bernardo High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,146
Comp Average
$5,517
11726 Springside Rd
4bd / 3ba · 2,101 sqft · Single Family
$1.30M
Est. $5,298/mo
12782 Jardin Rd
4bd / 2ba · 2,296 sqft · Single Family
$1.62M
Est. $5,822/mo
13989 Royal Melbourne Square
4bd / 3ba · 2,504 sqft · Single Family
$1.55M
Est. $5,416/mo
11907 Mil Pitrero Road
5bd / 3ba · 2,352 sqft · Single Family
$1.62M
Est. $5,356/mo
17361 Regalo
4bd / 3ba · 2,337 sqft · Single Family
$2.00M
Est. $5,691/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 3–5 bed houses within 1 mi · $4,915–$5,449
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$11,757/mo short at 20% down; +$15,269/mo rent closes it.
- Break-even price
- $505,714
- Break-even rent
- $20,415/mo
- Cashflow at 35% down
- −$9,630/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
75% under asking
$15,269/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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