1401 Elm Street

1401 Elm Street

D

Escondido, CA 92025

$1,050,000
NEW — 5d on market

Beds

4

Baths

3.5

Sqft

2,418

Year Built

1977

Days on Market

5

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2603029

Description

Welcome to this beautifully updated Escondido home with a permitted ADU and solar, offering flexibility, comfort, and income potential in North County San Diego. Situated on a spacious 0.25-acre lot, this move-in ready property features 4 bedrooms, 3.5 bathrooms, and approximately 2,418 sq ft of living space . The home has been refreshed with new interior paint and updated flooring throughout, along with modernized kitchen and bathrooms. The attached permitted ADU includes a full kitchen, living area, bedroom space, and full bathroom, ideal for multi-generational living or rental income, with separate access. Enjoy the outdoor space with flat usable yard, mature fruit trees, and two semi-covered patios, perfect for entertaining. Additional features include RV parking, 2-car garage, updated windows, and dual HVAC systems for added efficiency and comfort. Conveniently located just minutes from the I-15 and Hwy 78, with easy access to shopping, dining, and more. A great opportunity for those seeking a move-in ready home with versatility and income potential.

Mortgage Calculator

Est. Monthly Payment

$6,666

Principal & Interest$5,309
Property Tax$1,050
Insurance$306
%($210,000)
%

Investment Score

7D
Est. Monthly Rent
$5,454
Monthly Cashflow

Rent − PITIA

$-1,211
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,341

Mortgage (P+I)
$5,309
Cap Rate
2.25%
Cash-on-Cash
-19.09%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.82
Break-even Rent
$9,793

NOI (Annual)
$23,623
Price-to-Rent

Lower = better for investors

16.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator