140 Walnut Avenue
1 / 20

140 Walnut Avenue #4B

D

San Diego, CA 92103

$649,999

Soft Appraisal Value: $646,700 · 0.5% above estimate

Beds

2

Baths

2

Sqft

1,158

Year Built

1972

Days on Market

101

Property Type

Condo

HOA/mo

$477

MLS ID

CV26000610

This property is in San Diego (92103). View neighborhood stats →

About This Property

Top-floor, penthouse-level condo ideally located in the heart of Hillcrest adjacent to Bankers Hill - one of San Diego’s most desirable and walkable neighborhoods. This 2-bedroom, 2-bath residence offers a spacious and well-separated layout, providing excellent privacy and flexibility. One wing of the home features the primary suite, complete with an en-suite bathroom and a large walk-in closet, while the second bedroom and full bathroom are located on the opposite wing of the condo, making the layout ideal for guests, roommates, or a home office setup. The unit enjoys great natural light, a private balcony off the living room, and a quiet top-floor position with no neighbors above. While the interior remains largely original and ready for your own personal touch, the generous footprint and thoughtful floor plan create a strong foundation for modern upgrades and long-term value. Potential to add your own in-unit laundry, nearly all other units in the building do, making future installation feasible. Additional conveniences include subterranean parking with one assigned space and a community laundry room located within the building. Residents enjoy a resort-style pool and social gathering area, perfect for entertaining or relaxing year-round. The building is secure and well-maintained, offering a boutique community feel in a prime urban setting. Prime Location just moments from Balboa Park, Little Italy, downtown San Diego, top dining, shopping, nightlife, and major transit routes, this property offers both lifestyle and upside. Opportunity awaits- Whether you’re an end user looking to create a customized living space or an investor seeking value in a premium location.

Mortgage Calculator

Est. Monthly Payment

$4,603

Principal & Interest$3,287
Property Tax$650
Insurance$190
HOA$477
%($130,000)
%

Location

Loading map...

Investment Score

4D
Est. Monthly Rent
$3,422
Monthly Cashflow

Rent − PITIA

$-1,182
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,510

Mortgage (P+I)
$3,287
Cap Rate
1.43%
Cash-on-Cash
-23.17%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$6,682

NOI (Annual)
$9,315
Price-to-Rent

Lower = better for investors

15.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator