13858 Esprit Avenue
1 / 20

13858 Esprit Avenue

D

Rancho Bernardo, CA 92128

$1,325,000
NEW — 0d

Soft Appraisal Value: $1,305,800 · 1.5% above estimate

Beds

4

Baths

2.5

Sqft

1,902

Year Built

1992

Days on Market

0

Property Type

Single Family

HOA/mo

$62

MLS ID

NDP2604322

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Experience the best of San Diego living in this gorgeous home located in the heart of Carmel Mountain Ranch. Situated in the Walden community, this property enjoys a premium location close to local shopping centers and amenities. Inside, you’ll find a bright and airy floor plan. The current owner thoughtfully opened the fourth bedroom to create a master suite with a dedicated retreat area. Should you require a traditional four-bedroom layout, the space can be easily converted back. The heart of the home features a clean, open kitchen. The exterior provides a serene escape with professional landscaping and no rear neighbors—just the peaceful views of the community greenbelt. The garage floor has an epoxy finish and storage cabinets. Buyer to verify all.Virtual staging generated by AI.

Mortgage Calculator

Est. Monthly Payment

$8,473

Principal & Interest$6,700
Property Tax$1,325
Insurance$386
HOA$62
%($265,000)
%

Location

Loading map...

Investment Score

7D
Est. Monthly Rent
$4,781
Monthly Cashflow

Rent − PITIA

$-3,692
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,896

Mortgage (P+I)
$6,700
Cap Rate
0.73%
Cash-on-Cash
-26.70%
DSCR

Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$12,438

NOI (Annual)
$9,650
Price-to-Rent

Lower = better for investors

23.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator