1385 Rock Court
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1385 Rock Court

C

San Marcos, CA 92078

$1,699,999

Soft Appraisal Value: $1,754,200 · 3.1% below estimate

Beds

5

Baths

4.5

Sqft

3,717

Year Built

2007

Days on Market

51

Property Type

Single Family

HOA/mo

$97

MLS ID

PTP2603619

This property is in San Marcos (92078). View neighborhood stats →

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About This Property

Let’s make a deal, $100,000 price reduction!!! Already the lowest price per square foot of any active single family home listing in San Elijo Hills (3717 sq. ft). Bring us an offer! Walking distance to top-rated Double Peak K-8 School and Park, on a quiet cul-de-sac in the highly desirable Palisades neighborhood, with scenic trails, playgrounds, adorable downtown, shops, and restaurants nearby. This smart home offers a versatile 5-bedroom floor plan (easily converted to 6) with soaring vaulted ceilings, two additional bonus spaces, and a private downstairs suite ideal for guests, multigenerational living, or a home office. Upgraded lighting, tile flooring down, luxury vinyl plank up, and no carpet throughout. Owned, low-cost-of-ownership energy systems: 29 owned solar panels, an Enphase battery backup and microinverter system with real-time monitoring (recently upgraded, so the system is current and fully trackable where many older arrays have lost that capability), plus EV charging and integrated smart home technology. True California indoor-outdoor living with a premium Bullfrog spa, outdoor kitchen with a new built-in grill, charming play structure, and mature fire-conscious landscaping. Additional highlights: updated faucets and toilets, freshly painted exterior, spacious secondary bedrooms with a Jack-and-Jill bath, extra-long driveway, separate 2-car and 1-car garages, and low HOA fees. A rare opportunity to own one of San Elijo Hills’ best values, with comfort, convenience, and modern efficiency.

Mortgage Calculator

Est. Monthly Payment

$10,889

Principal & Interest$8,596
Property Tax$1,700
Insurance$496
HOA$97
%($340,000)
%

Location

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Investment Score

13D
Est. Monthly Rent
$7,145
Monthly Cashflow

Rent − PITIA

$-3,744
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,804

Mortgage (P+I)
$8,596
Cap Rate
1.26%
Cash-on-Cash
-24.01%
DSCR

Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$15,982

NOI (Annual)
$21,504
Price-to-Rent

Lower = better for investors

19.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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