13837 Fontanelle
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13837 Fontanelle

D

Rancho Bernardo, CA 92128

$1,350,000

Soft Appraisal Value: $1,339,100 · 0.8% above estimate

Beds

3

Baths

2.5

Sqft

1,865

Year Built

1999

Days on Market

46

Property Type

Single Family

HOA/mo

$62

MLS ID

260007441SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Tucked away on a peaceful cul-de-sac in the highly sought-after Carmel Mountain Ranch community, this beautifully maintained home reflects true pride of ownership and offers the perfect blend of comfort, privacy, and convenience. Lovingly cared for over the years, it features a warm and inviting atmosphere with a bright, functional floor plan ideal for both everyday living and entertaining. Step outside to a spacious backyard retreat bordering a greenbelt, creating a quiet and serene setting perfect for outdoor dining, relaxing evenings, and enjoying San Diego’s beautiful weather. Inside, the home is filled with abundant natural light, refreshing airflow, and ample storage throughout. Additional highlights include a spacious kitchen with an island, low-maintenance landscaping, and included refrigerator, washer, and dryer. With recent updates and remodeling completed within the past two years, this home is truly move-in ready. Ideally located within the acclaimed Poway Unified School District, just steps from an award-winning elementary school and conveniently close to both middle and high schools. Enjoy easy access to shopping, dining, parks, golf, hiking trails, I-15, and SR-56. No Mello-Roos and low HOA. A rare opportunity in a premium location. Must see.

Mortgage Calculator

Est. Monthly Payment

$8,632

Principal & Interest$6,826
Property Tax$1,350
Insurance$394
HOA$62
%($270,000)
%

Location

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Investment Score

3D
Est. Monthly Rent
$4,314
Monthly Cashflow

Rent − PITIA

$-4,318
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,436

Mortgage (P+I)
$6,826
Cap Rate
0.35%
Cash-on-Cash
-28.60%
DSCR

Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$12,672

NOI (Annual)
$4,689
Price-to-Rent

Lower = better for investors

26.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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