10889 Creekbridge Pl

10889 Creekbridge Pl

D

Rancho Bernardo, CA 92128

$799,000

Soft Appraisal Value: $782,200 · 2.1% above estimate

Beds

2

Baths

2.5

Sqft

1,049

Year Built

1992

Days on Market

30

Property Type

Townhouse

HOA/mo

$294

MLS ID

OC26041312

View on MLS

Description

Welome to 10889 Creekbridge Place, a beautifully upgraded 2-bedroom, 2.5-bath home in the highly desirable La Cresta development of Sabre Springs in Rancho Bernado. Offering 1,049 sq. ft, this light filled two-story residence features high ceilings and a cozy living area that flows seamlessly into the dining space, all facing the private backyard for efforless indoor-outdoor living. Extensive updates include luxury vynle plank flooring, remodeled bathrooms, and a bright kitchen with white shaker cabinetry, quartz countertops, stainless steel appliances, and recessed lighting - creating a true move-in ready experience.Upstairs, the spacious primary suite offers pleasant views, recessed lighting, and a beautifully remodeled en-suite bathroom. The secondary master bedroom is also en-suite with its own private bathroom, generosly sized with backyard view and providing flexible space for guests, a home office, or additional living needs. The remodeled backyard provides a private, low-maintenance outdoor setting with upgraded hardscape, raised planter beds, and a spacious concrete patio perfect for relaxing or entertaining.Additional highlights include an attached two car garage equipped with an electric vehicle charger, a Nest smart thermostat for energy effciency and HOA maintained grounds. Ideally located near shopping, dining, parks, and with easy access to I-15, this home is also within highly regarded Poway Unified School Distrct. A rare opportunity to own a tastefully upgraded, turnkey home in one of North County San Diego's most sought after communities.

Mortgage Calculator

Est. Monthly Payment

$5,366

Principal & Interest$4,040
Property Tax$799
Insurance$233
HOA$294
%($159,800)
%

Investment Score

3D
Est. Monthly Rent
$3,450
Monthly Cashflow

Rent − PITIA

$-1,916
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,376

Mortgage (P+I)
$4,040
Cap Rate
1.00%
Cash-on-Cash
-25.35%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$7,834

NOI (Annual)
$7,976
Price-to-Rent

Lower = better for investors

19.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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