13825 Via Lactea

13825 Via Lactea

D

Rancho Peñasquitos, CA 92129

$1,350,000
NEW — 0d on market

Beds

4

Baths

2.5

Sqft

1,985

Year Built

1976

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602318

Description

This impeccably maintained and thoughtfully remodeled cul-de-sac home offers spacious living and abundant natural light. The thoughtfully updated kitchen features high-end electric appliances, self-closing cabinets with built-in organizers, a designer backsplash, dedicated coffee bar, and a stunning granite slab countertop with breakfast bar—perfect for everyday living and entertaining. Upgrades include dual pane windows throughout, air conditioning, ceiling fans, whole house fan, closet organizers, and leased Tesla solar for energy efficiency. Enjoy the spacious private backyard designed for entertaining complete with an attached pergola and a custom fountain that adds a tranquil touch to the outdoor setting. Ideally located within walking distance to local schools, parks, the YMCA, and the community library, this home is in the highly sought-after Rancho Peñasquitos community within the acclaimed Poway Unified School District. Enjoy an active outdoor lifestyle with nearby Los Peñasquitos Canyon Preserve, Black Mountain Open Space Park, and numerous parks and trails, plus convenient access to I-15 and Highway 56 for easy commuting to major job centers, downtown San Diego, and area beachesAdded benefits of no HOA and no Mello-Roos. Note: this home has no HOA or Mello Roos

Mortgage Calculator

Est. Monthly Payment

$8,570

Principal & Interest$6,826
Property Tax$1,350
Insurance$394
%($270,000)
%

Investment Score

3D
Est. Monthly Rent
$4,719
Monthly Cashflow

Rent − PITI − HOA

$-3,851
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,062

Mortgage (P+I)
$6,826
Cap Rate
0.68%
Cash-on-Cash
-17.12%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$8,570

NOI (Annual)
$9,176
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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