13779 Paseo Cardiel

13779 Paseo Cardiel

D

Rancho Peñasquitos, CA 92129

$988,800

Beds

4

Baths

2

Sqft

1,294

Year Built

1973

Days on Market

23

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003214SD

View on MLS

Description

Beautifully updated home in Rancho Peñasquitos backing directly to a lovely canyon, the lot extends beyond the yard, creating open views of Black Mountain and a natural buffer that gives the home a quiet, private feel. The home features new flooring, fresh paint, brand new kitchen appliances, newer washer and dryer (April '24), solar and views of the canyon from the kitchen and living room. This all comes together to set a clean, modern and appealing feel. The layout is practical and comfortable, with natural light throughout. The flow works just as well for everyday living as it does for entertaining guests. The converted garage adds real flexibility, functioning as a home office or guest room, complete with a full bathroom. This extra space can be used to meet your needs. It works well for remote work, visitors, gym, hang out room or extended stays. The outdoor spaces feature beautiful mature landscape, fruit trees, a deck overlooking the canyon and a private pool to create a relaxed outdoor environment that feels connected to nature while remaining low maintenance. It’s a space designed for unwinding, hosting, or simply enjoying the quiet. Other benefits include easy freeway access, close proximity to grocery stores & restaurants, & location within a highly regarded school district, close to trails w/ opportunities to get in tune with nature, explore and exercise are close enough to access without a car. A strong value in Rancho Peñasquitos, this home stands out for its setting, indoor/outdoor views, flexibility in the additional space, value and livability.

Mortgage Calculator

Est. Monthly Payment

$6,277

Principal & Interest$5,000
Property Tax$989
Insurance$288
%($197,760)
%

Investment Score

11D
Est. Monthly Rent
$4,767
Monthly Cashflow

Rent − PITI − HOA

$-1,510
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,430

Mortgage (P+I)
$5,000
Cap Rate
1.91%
Cash-on-Cash
-9.16%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.76
Break-even Rent
$6,277

NOI (Annual)
$18,837
Price-to-Rent

Lower = better for investors

17.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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