13027 Via Del Valedor

13027 Via Del Valedor

D

Rancho Peñasquitos, CA 92129

$1,100,000
NEW — 4d on market

Beds

4

Baths

2

Sqft

1,764

Year Built

1973

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602665

Description

Located in the Rancho Peñasquitos neighborhood of San Diego, this single-story home offers a well-designed floor plan with all bedrooms positioned on one side, creating a natural sense of separation from the main living areas. The living room with fireplace flows openly from the dining area, creating a comfortable space for everyday living and gatherings. The private backyard offers a peaceful setting with room to relax, entertain, or reimagine the space over time. Built in 1973 and cared for by its original owners, the home has been well maintained over time with select updates, including a roof replaced in 2020, and offers an ideal canvas for updates and personalization. Additional features include a two-car garage and no HOA or mello roos. Conveniently located near Sundance Elementary, shopping, dining, and freeway access. Home has been virtually staged in the video and photos.

Mortgage Calculator

Est. Monthly Payment

$6,983

Principal & Interest$5,562
Property Tax$1,100
Insurance$321
%($220,000)
%

Investment Score

8D
Est. Monthly Rent
$4,719
Monthly Cashflow

Rent − PITI − HOA

$-2,264
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,266

Mortgage (P+I)
$5,562
Cap Rate
1.41%
Cash-on-Cash
-12.35%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$6,983

NOI (Annual)
$15,552
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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