13649 Shoal Summit
1 / 20

13649 Shoal Summit

C

Rancho Bernardo, CA 92128

$1,625,000
NEW — 1d

Soft Appraisal Value: $1,587,100 · 2.4% above estimate

Beds

5

Baths

3

Sqft

2,892

Year Built

1999

Days on Market

1

Property Type

Single Family

HOA/mo

$372

MLS ID

260016529SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Step through the grand double doors into a bright, spacious home with abundant natural light. This 5-bedroom, 3-bath residence includes a first-floor bedroom, wood flooring in the formal living and dining rooms and family room. Beautifully updated kitchen with granite countertops and stainless steel appliances. Enjoy the private views from the Breakfast nook. Spacious and bright Family room with access to the backyard. South-facing windows have been upgraded with E-glass. The backyard is perfect for entertaining or enjoying the very private hillside views. Upgraded hardscaping and landscaping includes 2 fountains, low maintenance pavers and drought tolerant plantings. Covered barbeque area. Upstairs, thru the double doors, welcome to expansive primary bedroom with coffered ceilings and cozy fireplace and sitting area. Adjoining is the private bathroom with a soaking tub to enjoy the views. The three secondary bedrooms are connected by a loft area. Owned 7.5kw Solar system and a 3-car garage. Award winning PUSD. Easy access to the 56 and shopping.

Mortgage Calculator

Est. Monthly Payment

$10,688

Principal & Interest$8,217
Property Tax$1,625
Insurance$474
HOA$372
%($325,000)
%

Location

Loading map...

Investment Score

4D
Est. Monthly Rent
$5,598
Monthly Cashflow

Rent − PITIA

$-5,090
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,732

Mortgage (P+I)
$8,217
Cap Rate
0.36%
Cash-on-Cash
-28.55%
DSCR

Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$15,639

NOI (Annual)
$5,824
Price-to-Rent

Lower = better for investors

24.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator