
1362 Seacoast Dr #F
Dbottom 20%Imperial Beach, CA 91932
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$7,916/mo full cashflow at 20% down, 7.43% rate.
Works at $368,436 (74% under asking); even all cash loses money at asking.
Rent $4,564/mo from 9 leases of 2–4 bed condos & townhomes within 1 mi ($3,659–$4,162).
Beds
3
Baths
2.5
Sqft
1,759
Year Built
1992
Days on Market
145
Property Type
Condo
HOA/mo
$685
MLS ID
260014767SD
This property is in Imperial Beach (91932). Browse neighborhood analytics →
About This Property
Live directly above the sand with Pacific Ocean views in this beautifully positioned corner residence. Designed to live more like a private coastal home than a traditional beach condo, the single-level floor plan offers ocean views from the kitchen, dining, and living areas, creating a seamless connection to the coastline. The open-concept living room with fireplace flows onto a wraparound balcony overlooking the beach, providing the perfect setting to savor fresh sea breezes, dramatic sunsets, and endless views. The spacious layout includes a generous primary suite with walk-in closet and ensuite bath, along with two additional oversized bedrooms connected by a shared bath, offering flexibility and comfort for hosting guests, multigenerational living, or those seeking generous private spaces. A full-size laundry room, ample storage, elevator access, and two side-by-side secured parking spaces provide everyday convenience seldom found in oceanfront properties. With direct beach access, the ease of lock-and-leave living, and just nine homes, this intimate boutique complex offers a distinctive coastal setting where the sun sets over the Pacific Ocean each evening. Additional features include – 1,759 SF of living space, floor-to-ceiling windows, high ceilings, plank flooring, and abundant natural light throughout. An open kitchen with gas stove, and counter seating, dining area with an ocean view, while the primary suite includes a walk-in closet and ensuite bath and separate shower. Two additional bedrooms enjoy views of the estuary and Mexico. A powder room. Full-size closets, a dedicated laundry room, pantry, utility storage, built-in living room cabinetry, motorized window coverings, and freshly painted interiors. Sea Ranch amenities include secure entry, underground parking with remote gate, protective seawall, and direct access to the sand. From this extraordinary location, the coastline unfolds from Point Loma to Mexico including views of the Coronado Islands, IB Pier, and Downtown City Skyline. Designed for comfort beyond a vacation retreat, this residence is equally well-suited for full-time coastal living or as a compelling investment opportunity. Come see what the unit, the location and the community has to offer. Located on an oceanfront cul-de-sac, moments from the Imperial Beach Pier, scenic trails, local dining, and the vibrant coastal lifestyle.
Mortgage Calculator
Est. Monthly Payment
$10,264
Location
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Zoned Schools
Elementary
Imperial Beach Charter · grades K-8 · South Bay Union
Middle
Mar Vista Academy · grades 7-8 · Sweetwater Union High
High
Mar Vista Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,564
Comp Average
$4,272
514 Surfbird Ln
4bd / 2.5ba · 1,760 sqft · Condo
$900K
Est. $4,134/mo
255 Daisy Ave
2bd / 2.5ba · 1,600 sqft · Townhouse
$899K
Est. $3,615/mo
1230 Seacoast Drive
2bd / 2ba · 1,392 sqft · Condo
$900K
Est. $3,918/mo
119 Date Ave
3bd / 3ba · 1,789 sqft · Townhouse
$1.52M
Est. $4,710/mo
1456 Seacoast Dr
3bd / 2.5ba · 2,188 sqft · Condo
$1.63M
Est. $4,981/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2–4 bed condos & townhomes within 1 mi · $3,659–$4,162
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,916/mo short at 20% down; +$10,280/mo rent closes it.
- Break-even price
- $368,436
- Break-even rent
- $14,844/mo
- Cashflow at 35% down
- −$6,458/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
74% under asking
$10,280/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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