1358 Ebers St
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1358 Ebers St

Ctop 80%

San Diego, CA 92107

$1,985,000
NEW — 1d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

119 licensed short-term rentals within ½ mile (87 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$10,766/mo full cashflow at 20% down, 7.36% rate.

Works at $576,232 (71% under asking), or at 99% down.

Rent $5,719/mo from 9 leases of 2–4 bed houses within 0.5 mi ($5,618–$6,966).

Beds

3

Baths

2

Sqft

1,431

Year Built

1967

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026814SD

This property is in San Diego (92107). View neighborhood stats →

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About This Property

Charming, well cared for 3 bedroom, 2 bath home steps away from Sunset Cliffs Natural Park. Corner lot, beautiful original hardwood flooring, solar electric system, lush tropical landscape, detached garage with alley access and a great walkable location!

Mortgage Calculator

Est. Monthly Payment

$13,516

Principal & Interest$10,952
Property Tax$1,985
Insurance$579
%($397,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Sunset View Elementary · grades K-4 · San Diego Unified

  • Middle

    Correia Middle · grades 7-8 · San Diego Unified

  • High

    Point Loma High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

3C
Est. Monthly Rent
$5,719

9 leases of 2–4 bed houses within 0.5 mi · $5,618–$6,966

Monthly Cashflow

Rent − PITIA

-$7,797
Full Cashflow

Incl. vacancy, PM, maint, capex

-$10,766

What would make this work?

$10,766/mo short at 20% down; 99% down or +$13,982/mo rent closes it.

Break-even price

71% under asking

$576,232
Break-even rent

$13,982/mo above the estimate

$19,701/mo
Cashflow at 35% down
−$8,713/mo
Down payment to break even

$1,965,150 cash

99%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$10,952
Cap Rate
0.28%
Cash-on-Cash
-32.54%
DSCR

Need ≥ 1.25 for DSCR loan

0.42

NOI (Annual)
$5,657
Price-to-Rent

Lower = better for investors

28.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$10,766/mo