13526 Esprit
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13526 Esprit

C

Rancho Bernardo, CA 92128

$1,400,000
NEW — 0d

Beds

4

Baths

2.5

Sqft

1,902

Year Built

1994

Days on Market

0

Property Type

Single Family

HOA/mo

$62

MLS ID

260013235SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Welcome to the highly sought-after Walden community of Carmel Mountain Ranch, where opportunities like this rarely come available. The last several homes offered for sale in Walden went under contract quickly, making this a must-see for buyers seeking a move-in ready home in a prime location. Perfectly positioned along the former golf course, this home enjoys peaceful open-space views and a rare sense of privacy, with future plans for the area to be transformed into a scenic walking trail. Inside, you'll find a beautifully refreshed interior featuring luxury vinyl plank flooring installed in 2025 and 2026, newer dual-pane windows and sliding doors installed in 2021, fresh neutral paint and abundant natural light throughout. The kitchen offers freshly painted cabinetry and a suite of GE Profile stainless steel appliances, including a gas cooktop, smart double ovens, French door refrigerator, dishwasher, and microwave—providing both style and functionality for everyday living and entertaining. The spacious primary suite serves as a true retreat with a deck, and features a beautifully renovated bathroom completed in 2026 with a freestanding soaking tub, oversized shower, updated tile, dual sinks, and contemporary finishes. Step outside to enjoy the new landscaping, synthetic turf, private putting green, hot tub, and updated deck and railings—creating inviting spaces for relaxation, recreation, and outdoor entertaining while taking advantage of the open views beyond.

Mortgage Calculator

Est. Monthly Payment

$8,949

Principal & Interest$7,079
Property Tax$1,400
Insurance$408
HOA$62
%($280,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,900
Monthly Cashflow

Rent − PITIA

$-4,049
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,343

Mortgage (P+I)
$7,079
Cap Rate
0.63%
Cash-on-Cash
-27.18%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$13,137

NOI (Annual)
$8,836
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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