13519 Peach Tree Way
Ctop 80%Carmel Valley, CA 92130
7 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 8, 2026.
None of the 147 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$13,140/mo full cashflow at 20% down, 7.43% rate.
Works at $749,143 (70% under asking), or at 97% down.
Rent $7,636/mo from 9 leases of 4–6 bed houses within 0.5 mi ($6,906–$7,467).
Beds
5
Baths
4.5
Sqft
3,178
Year Built
2016
Days on Market
0
Property Type
Single Family
HOA/mo
$126
MLS ID
260026647SD
This property is in Carmel Valley (92130). View neighborhood stats →
About This Property
Welcome to this spacious five-bedroom home, filled with abundant natural light and featuring a bright, open-concept kitchen and living area ideal for everyday living and entertaining. Brand-new wood flooring extends throughout the home, creating a cohesive look with no carpet anywhere. First-floor bedroom offers flexibility for guests, a home office, or additional living space. Upstairs, four additional bedrooms and a spacious loft provide plenty of room to relax, work, or gather. Outside, the private, south-facing backyard features low-maintenance landscaping and offers a sunny, peaceful setting for outdoor dining, relaxing, and entertaining. Conveniently located near The Village at Pacific Highlands Ranch, the public library, and highly regarded schools, including Canyon Crest Academy, this inviting home brings together comfort, style, and convenience.
Mortgage Calculator
Est. Monthly Payment
$16,970
Location
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Zoned Schools
Elementary
Pacific Sky · grades K-6 · Del Mar Union Elementary
Middle
Pacific Trails Middle · grades 7-8 · San Dieguito Union High
High
Torrey Pines High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$7,636
Comp Average
$7,529
7507 Mona Lane
4bd / 3ba · 3,019 sqft · Single Family
$2.15M
Est. $7,145/mo
5051 Zimmer Cove
5bd / 4.5ba · 3,516 sqft · Single Family
$2.80M
Est. $8,566/mo
12919 Chaparral Ridge Road
5bd / 3.5ba · 3,109 sqft · Single Family
$2.65M
Est. $7,377/mo
5274 Foxborough
5bd / 3ba · 2,769 sqft · Single Family
$2.60M
Est. $7,441/mo
12482 Worsch Dr.
5bd / 3.5ba · 2,878 sqft · Single Family
$2.85M
Est. $7,116/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 4–6 bed houses within 0.5 mi · $6,906–$7,467
Blended 50/50 with the zip's market median ($8,117)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$13,140/mo short at 20% down; 97% down or +$17,064/mo rent closes it.
- Break-even price
- $749,143
- Break-even rent
- $24,700/mo
- Cashflow at 35% down
- −$10,577/mo
- Down payment to break even
- 97%
- Rate to break even
- Not reachable
70% under asking
$17,064/mo above the estimate
$2,386,199 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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