1351 Cottonwood

1351 Cottonwood

D

Oceanside, CA 92056

$895,000
NEW — 4d on market

Soft Appraisal Value: $987,800 · 9.4% below estimate

Beds

4

Baths

2.5

Sqft

1,839

Year Built

1999

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006957SD

View on MLS

Description

North County living at its finest. Centrally located in the Mission Santa Fe community surrounded by parks and open space, this home checks all the boxes "including" affordability. Freshly painted interior, newly installed carpeting throughout the bedrooms, and refreshed landscaping are just a few of the enticing features. (Supplement) You'll appreciate the vaulted ceilings upon entering the combination living/formal dining area. The family room with fireplace and beautiful views to the backyard flows seamlessly with the casual dining area and well designed kitchen. The handy island food prep area and secret pantry hidden just inside the interior laundry room contributes nicely to the overall functionality of the kitchen space. All bedrooms are upstairs and the Primary bedroom is quite spacious offering beautiful views to the backyard. The backyard features a large entertaining patio area, multiple fruit trees, and the oversized side yard is just waiting for you to design the retreat of your dreams.

Mortgage Calculator

Est. Monthly Payment

$5,682

Principal & Interest$4,526
Property Tax$895
Insurance$261
%($179,000)
%

Investment Score

6D
Est. Monthly Rent
$4,440
Monthly Cashflow

Rent − PITI − HOA

$-1,242
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,009

Mortgage (P+I)
$4,526
Cap Rate
2.03%
Cash-on-Cash
-20.17%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$8,347

NOI (Annual)
$18,204
Price-to-Rent

Lower = better for investors

16.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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