135 4th Street

135 4th Street

D

Encinitas, CA 92024

$2,800,000
NEW — 3d on market

Beds

2

Baths

1

Sqft

1,132

Year Built

1949

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602820

Description

This rare 1949 Encinitas beach bungalow, just 1.5 blocks from Moonlight Beach, features 2 bedrooms and 1 bath, in-house laundry, with alley access to a detached single-car garage w/extra storage area, and offers a fantastic reimagining opportunity. Idyllically located in one of San Diego's most coveted beach neighborhoods, experience the epitome of the coastal lifestyle in the heart of Encinitas. Ditch the car and grab your bike or sandals and head to craft coffee, beach days/walks, and some of the best restaurants around!

Mortgage Calculator

Est. Monthly Payment

$17,775

Principal & Interest$14,158
Property Tax$2,800
Insurance$817
%($560,000)
%

Investment Score

0D
Est. Monthly Rent
$3,807
Monthly Cashflow

Rent − PITI − HOA

$-13,968
Full Cashflow

Incl. vacancy, PM, maint, capex

$-17,177

Mortgage (P+I)
$14,158
Cap Rate
-1.29%
Cash-on-Cash
-36.81%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.21
Break-even Rent
$26,115

NOI (Annual)
$-36,227
Price-to-Rent

Lower = better for investors

61.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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