13432 Aubrey
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13432 Aubrey

Ctop 80%

Poway, CA 92064

$999,000

Pass at asking: -$4,547/mo full cashflow at 20% down, 7.36% rate.

Works at $404,010 (60% under asking), or at 86% down.

Rent $4,010/mo from 16 leases of 2–4 bed houses within 2 mi ($3,710–$4,106).

Beds

3

Baths

2

Sqft

1,383

Year Built

1990

Days on Market

45

Property Type

Single Family

HOA/mo

N/A

MLS ID

260023727SD

This property is in Poway (92064). View neighborhood stats →

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About This Property

Move-in ready single-story living in the heart of Old Poway! This beautifully maintained 3-bedroom, 2-bath home has been thoughtfully updated inside and out. Vaulted ceilings and an open floor plan create a bright, airy feel, complemented by fresh interior paint throughout. The kitchen features freshly refinished cabinetry, granite countertops, and updated appliances. The primary suite offers a private en-suite bath, and both baths have been tastefully updated. Major improvements include a brand-new A/C system, whole house filtration system, and owned solar for lower energy bills. Step outside to a private backyard with a newer patio cover and low-maintenance artificial turf, ready for entertaining with none of the weekend yard work. Attached 2-car garage plus driveway parking. Large Tuff Sheds for ample storage. No HOA and no Mello-Roos. Minutes to Old Poway Park, Aubrey Park, the Poway Farmers Market, shopping, dining, and Lake Poway, all within the award-winning Poway Unified School District.

Mortgage Calculator

Est. Monthly Payment

$6,802

Principal & Interest$5,512
Property Tax$999
Insurance$291
%($199,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Midland Elementary · grades K-5 · Poway Unified

  • Middle

    Twin Peaks Middle · grades 6-8 · Poway Unified

  • High

    Poway High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

19C
Est. Monthly Rent
$4,010

16 leases of 2–4 bed houses within 2 mi · $3,710–$4,106

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,792
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,547

What would make this work?

$4,547/mo short at 20% down; 86% down or +$5,905/mo rent closes it.

Break-even price

60% under asking

$404,010
Break-even rent

$5,905/mo above the estimate

$9,915/mo
Cashflow at 35% down
−$3,513/mo
Down payment to break even

$859,140 cash

86%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,512
Cap Rate
1.40%
Cash-on-Cash
-27.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.59

NOI (Annual)
$13,988
Price-to-Rent

Lower = better for investors

20.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,547/mo