13922 Frame Road
1 / 20

13922 Frame Road

Ctop 80%

Poway, CA 92064

$1,039,000

Pass at asking: -$5,128/mo full cashflow at 20% down, 7.49% rate.

Works at $374,174 (64% under asking), or at 91% down.

Rent $3,748/mo from 14 leases of 4-bed houses within 2 mi ($3,530–$3,883).

Beds

4

Baths

2

Sqft

1,288

Year Built

1959

Days on Market

93

Property Type

Single Family

HOA/mo

N/A

MLS ID

260018810SD

This property is in Poway (92064). View neighborhood stats →

Virtual Tour

About This Property

You'll love coming home to this stunning single-story residence in the heart of Poway! This exceptional property features an owned 14kW solar system and a detached casita complete with its own full bathroom and A/C—ideal for guests, a home office, or multigenerational living. Situated on one of the largest lots in the neighborhood, the home offers a private, serene backyard designed for both relaxation and entertaining. Enjoy breathtaking mountain views and spectacular sunsets from the spacious covered patio, surrounded by artificial turf, a tranquil fountain, and an abundance of mature fruit trees. Inside, the open-concept floor plan seamlessly connects the beautifully updated kitchen to the expansive living room. The kitchen showcases white cabinetry, granite countertops, a large center island with bar seating, and stainless steel appliances. The inviting living room features a striking white marble gas fireplace, dual-pane windows, and oversized double sliding doors that create effortless indoor-outdoor living. Luxury vinyl plank flooring extends throughout the home, complemented by newer interior and exterior paint and an upgraded HVAC system. The spacious primary suite offers a beautifully remodeled bathroom with a vessel sink, walk-in shower, and porcelain tile accented with glass mosaic details. The secondary bedrooms are generously sized and share a hall bathroom. Conveniently located near top-rated schools, shopping, restaurants, Lake Poway, Old Poway Park, & freeway access, this home is also located within the award-winning PUSD! No HOA fees or Mello Roos! You'll love coming home to this stunning single-story residence in the heart of Poway! This exceptional property features an owned 14kW solar system and a detached casita complete with its own full bathroom and A/C—ideal for guests, a home office, or multigenerational living.Situated on one of the largest lots in the neighborhood, the home offers a private, serene backyard designed for both relaxation and entertaining. Enjoy breathtaking mountain views and spectacular sunsets from the spacious covered patio, surrounded by artificial turf, a tranquil fountain, and an abundance of mature fruit trees. Inside, the open-concept floor plan seamlessly connects the beautifully updated kitchen to the expansive living room. The kitchen showcases white cabinetry, granite countertops, a large center island with bar seating, and stainless steel appliances. The inviting living room features a striking white marble gas fireplace, dual-pane windows, and oversized double sliding doors that create effortless indoor-outdoor living.Luxury vinyl plank flooring extends throughout the home, complemented by newer interior and exterior paint and an upgraded HVAC system. The spacious primary suite offers a beautifully remodeled bathroom with a vessel sink, walk-in shower, and porcelain tile accented with elegant glass mosaic details. The secondary bedrooms are generously sized and share a well-appointed hall bathroom. Conveniently located near top-rated schools, shopping, restaurants, Lake Poway, Old Poway Park, and freeway access, this home is also located within the award-winning Poway Unified School District. This is a rare opportunity to own a beautifully updated home with energy-efficient upgrades, flexible living space, and one of the most desirable lots in the neighborhood. A must-see!

Mortgage Calculator

Est. Monthly Payment

$7,148

Principal & Interest$5,806
Property Tax$1,039
Insurance$303
%($207,800)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Pomerado Elementary · grades K-5 · Poway Unified

  • Middle

    Meadowbrook Middle · grades 6-8 · Poway Unified

  • High

    Poway High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

10C
Est. Monthly Rent
$3,748

14 leases of 4-bed houses within 2 mi · $3,530–$3,883

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$3,400
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,128

What would make this work?

$5,128/mo short at 20% down; 91% down or +$6,660/mo rent closes it.

Break-even price

64% under asking

$374,174
Break-even rent

$6,660/mo above the estimate

$10,408/mo
Cashflow at 35% down
−$4,039/mo
Down payment to break even

$945,490 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,806
Cap Rate
1.00%
Cash-on-Cash
-29.61%
DSCR

Need ≥ 1.25 for DSCR loan

0.52

NOI (Annual)
$10,386
Price-to-Rent

Lower = better for investors

23.1

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$5,128/mo