1337 Caminito Gabaldon #H
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1337 Caminito Gabaldon #H

Atop 10%

San Diego, CA 92108

$279,999
STR: check · no permits in this complex · TOT 12.75%

4 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 88-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,104/mo full cashflow at 20% down, 7.36% rate.

Works at $135,466 (52% under asking), or at 78% down.

Rent $1,975/mo from 49 leases of studio–1 bed condos & townhomes within 2 mi ($1,837–$2,221).

Beds

Studio

Baths

1

Sqft

506

Year Built

1975

Days on Market

45

Property Type

Condo

HOA/mo

$485

MLS ID

260009991SD

This property is in San Diego (92108). View neighborhood stats →

Virtual Tour

About This Property

Lovely upstairs studio condo in the heart of Mission Valley, over 500 q ft with a private balcony, open concept kitchen with stainless appliances and granite countertops, new paint, new carpet, and a lovely bathroom and 1 assigned parking pace. Community is gated with beautiful pool and spa, fountains, mature trees, and a clubhouse. Close to freeway, schools, shopping & dining and public transportation. Unit located toward back of the community with laundry facility downstairs.

Mortgage Calculator

Est. Monthly Payment

$2,391

Principal & Interest$1,545
Property Tax$280
Insurance$82
HOA$485
%($56,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Nipaquay Elementary · grades K-5 · San Diego Unified

  • Middle

    Taft Middle · grades 6-8 · San Diego Unified

  • High

    Kearny Digital Media & Design · grades 9-12 · San Diego Unified

    or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified

    or Kearny College Connections · grades 9-12 · San Diego Unified

    or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

63A
Est. Monthly Rent
$1,975

49 leases of studio–1 bed condos & townhomes within 2 mi · $1,837–$2,221

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$417
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,104

What would make this work?

$1,104/mo short at 20% down; 78% down or +$1,434/mo rent closes it.

Break-even price

52% under asking

$135,466
Break-even rent

$1,434/mo above the estimate

$3,409/mo
Cashflow at 35% down
−$815/mo
Down payment to break even

$218,399 cash

78%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$1,545
Cap Rate
2.31%
Cash-on-Cash
-23.67%
DSCR

Need ≥ 1.25 for DSCR loan

0.83

NOI (Annual)
$6,470
Price-to-Rent

Lower = better for investors

11.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,104/mo