13356 Carriage Heights Cir
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13356 Carriage Heights Cir

Ctop 80%

Poway, CA 92064

$925,950
NEW — 0d
STR unclear · Poway: confirm with the city

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$5,001/mo full cashflow at 20% down, 7.43% rate.

Works at $274,807 (70% under asking), or at 98% down.

Rent $3,624/mo from 9 leases of 2–4 bed condos & townhomes within 2 mi ($3,382–$3,835).

Beds

3

Baths

3

Sqft

1,417

Year Built

1993

Days on Market

0

Property Type

Townhouse

HOA/mo

$680

MLS ID

260026626SD

This property is in Poway (92064). View neighborhood stats →

Virtual Tour

About This Property

Beautifully remodeled from top to bottom, this 3-bedroom, 3-bath home features a spacious open-concept floor plan and a dramatic two-story living room. Amazing views fill every window, while pride of ownership and meticulous attention to detail shine throughout. The brand-new extended kitchen and remodeled bathrooms feel fresh and polished, and the soaking tub offers a relaxing retreat. Enjoy the electric fireplace, a first-floor bedroom, and direct access to a fully remodeled private patio. The flexible layout is ideal for entertaining and multigenerational living. Located in one of Poway’s most desirable communities and the Poway Unified School District, close to I-15, SR-56, shopping, dining, Palomar Medical Center, and Old Poway Village.

Mortgage Calculator

Est. Monthly Payment

$7,020

Principal & Interest$5,144
Property Tax$926
Insurance$270
HOA$680
%($185,190)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Valley Elementary · grades K-5 · Poway Unified

  • Middle

    Meadowbrook Middle · grades 6-8 · Poway Unified

  • High

    Poway High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

4C
Est. Monthly Rent
$3,624

9 leases of 2–4 bed condos & townhomes within 2 mi · $3,382–$3,835

Blended 50/50 with the zip's market median ($3,575)

Monthly Cashflow

Rent − PITIA

-$3,396
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,001

What would make this work?

$5,001/mo short at 20% down; 98% down or +$6,495/mo rent closes it.

Break-even price

70% under asking

$274,807
Break-even rent

$6,495/mo above the estimate

$10,119/mo
Cashflow at 35% down
−$4,037/mo
Down payment to break even

$907,431 cash

98%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,144
Cap Rate
0.42%
Cash-on-Cash
-32.41%
DSCR

Need ≥ 1.25 for DSCR loan

0.52

NOI (Annual)
$3,889
Price-to-Rent

Lower = better for investors

21.3

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,001/mo